There are 81 FDIC-insured banks headquartered in Florida, holding $344.47B in combined assets and $286.45B in deposits, alongside 109 NCUA-insured credit unions. Every figure below comes from the most recent quarterly call report each institution filed with its regulator. Banks are ranked by total assets, which is the standard measure of institution size and the basis regulators use for peer grouping and for determining which capital rules apply.
Ranked by total assets. Branch counts are domestic offices. Click any institution for eight quarters of financial history, peer benchmarking against similarly sized banks, deposit market share by county, and leadership contacts.
| # | Bank | City | Assets | Deposits | Branches |
|---|---|---|---|---|---|
| 1 | SouthState Bank, National Association | Winter Haven | $68.79B | $56.38B | 374 |
| 2 | EverBank, National Association | Jacksonville | $46.69B | $37.81B | 43 |
| 3 | Raymond James Bank | Saint Petersburg | $45.60B | $41.40B | 1 |
| 4 | BankUnited, National Association | Miami Lakes | $34.86B | $29.09B | 58 |
| 5 | City National Bank of Florida | Miami | $29.11B | $22.11B | 30 |
| 6 | Seacoast National Bank | Stuart | $21.34B | $16.80B | 118 |
| 7 | Amerant Bank, National Association | Coral Gables | $10.27B | $8.36B | 24 |
| 8 | Ocean Bank | Miami | $7.63B | $6.21B | 25 |
| 9 | Bradesco Bank | Coral Gables | $6.10B | $5.00B | 1 |
| 10 | Banesco USA | Miami | $5.98B | $5.17B | 5 |
| 11 | Emigrant Bank | Miami | $5.68B | $4.18B | 7 |
| 12 | First Federal Bank | Lake City | $4.49B | $3.44B | 30 |
| 13 | Capital City Bank | Tallahassee | $4.45B | $3.82B | 67 |
| 14 | Banco do Brasil Americas | Miami | $3.47B | $3.09B | 4 |
| 15 | The Bank of Tampa | Tampa | $3.02B | $2.71B | 13 |
| 16 | U. S. Century Bank | Doral | $3.02B | $2.48B | 10 |
| 17 | Newtek Bank, National Association | Miami | $2.47B | $2.22B | 1 |
| 18 | Cogent Bank | Orlando | $2.45B | $2.19B | 10 |
| 19 | Pibank, National Association | Miami | $2.37B | $2.11B | 2 |
| 20 | Crews Bank & Trust | Wauchula | $2.33B | $2.07B | 20 |
| 21 | Climate First Bank | Saint Petersburg | $1.94B | $1.55B | 3 |
| 22 | International Finance Bank | Miami | $1.62B | $1.46B | 3 |
| 23 | Pacific National Bank | Miami | $1.61B | $1.33B | 8 |
| 24 | Citizens Bank and Trust | Frostproof | $1.48B | $1.40B | 17 |
| 25 | Grove Bank & Trust | Miami | $1.41B | $1.21B | 5 |
| 26 | OptimumBank | Fort Lauderdale | $1.39B | $1.22B | 4 |
| 27 | Bank of Central Florida | Lakeland | $1.25B | $1.14B | 6 |
| 28 | Helm Bank USA | Miami | $1.19B | $1.07B | 2 |
| 29 | First State Bank | Key West | $1.18B | $1.06B | 9 |
| 30 | BayFirst National Bank | Saint Petersburg | $1.14B | $1.00B | 11 |
| 31 | Brannen Bank | Inverness | $1.03B | $991.9M | 12 |
| 32 | Sanibel Captiva Community Bank | Sanibel | $976.2M | $805.9M | 8 |
| 33 | Mainstreet Community Bank of Florida | Deland | $953.4M | $863.2M | 9 |
| 34 | Terrabank, National Association | Coral Gables | $897.7M | $791.4M | 5 |
| 35 | United Southern Bank | Umatilla | $843.0M | $769.1M | 14 |
| 36 | First Bank | Clewiston | $810.5M | $727.3M | 7 |
| 37 | Anchor Bank | Palm Beach Gardens | $805.5M | $656.4M | 9 |
| 38 | Flagship Bank | Clearwater | $802.8M | $670.4M | 7 |
| 39 | Axiom Bank, National Association | Maitland | $732.4M | $636.4M | 7 |
| 40 | Florida Capital Bank, National Association | Jacksonville | $713.1M | $639.8M | 5 |
| 41 | FNBT BANK | Fort Walton Beach | $628.5M | $555.9M | 11 |
| 42 | Sunrise Bank | Orlando | $622.9M | $544.2M | 4 |
| 43 | Sunstate Bank | Miami | $580.4M | $502.7M | 3 |
| 44 | Intracoastal Bank | Palm Coast | $573.2M | $518.6M | 3 |
| 45 | BankFlorida | Dade City | $459.5M | $388.9M | 6 |
| 46 | Edison National Bank | Fort Myers | $453.7M | $399.0M | 4 |
| 47 | Paradise Bank | Boca Raton | $415.2M | $381.2M | 3 |
| 48 | Waterfall Bank | Clearwater | $409.9M | $330.3M | 2 |
| 49 | Locality Bank | Fort Lauderdale | $396.2M | $346.0M | 1 |
| 50 | Central Bank | Tampa | $386.8M | $325.2M | 4 |
| 51 | TCM Bank, National Association | Tampa | $382.4M | $279.6M | 1 |
| 52 | Desjardins Bank, National Association | Hallandale | $362.1M | $292.9M | 2 |
| 53 | The First National Bank of Mount Dora | Mount Dora | $358.0M | $317.6M | 3 |
| 54 | Interamerican Bank, A FSB | Miami | $355.7M | $306.6M | 5 |
| 55 | Gulfside Bank | Sarasota | $344.6M | $294.1M | 2 |
| 56 | BankMiami | Coral Gables | $317.9M | $280.8M | 1 |
| 57 | Evermore Bank | Fort Lauderdale | $316.9M | $269.1M | 2 |
| 58 | DLP Bank | Starke | $301.4M | $241.5M | 3 |
| 59 | Natbank, National Association | Hollywood | $296.5M | $206.8M | 4 |
| 60 | First Colony Bank of Florida | Maitland | $291.1M | $262.4M | 1 |
| 61 | First National Bank of Pasco | Dade City | $280.0M | $234.1M | 4 |
| 62 | Community Bank of the South | Merritt Island | $266.5M | $242.8M | 3 |
| 63 | Cypress Bank & Trust | Melbourne | $256.8M | $219.3M | 5 |
| 64 | Gulf Atlantic Bank | Key West | $253.2M | $213.0M | 5 |
| 65 | Lafayette State Bank | Mayo | $252.2M | $229.0M | 4 |
| 66 | Surety Bank | Deland | $213.7M | $189.6M | 2 |
| 67 | Madison County Community Bank | Madison | $211.7M | $196.9M | 2 |
| 68 | Commerce Bank & Trust | Winter Park | $197.9M | $168.8M | 1 |
| 69 | Gulf Coast Business Bank | Fort Myers | $186.6M | $160.3M | 1 |
| 70 | The Warrington Bank | Pensacola | $173.9M | $145.0M | 4 |
| 71 | Bank of Belle Glade | Belle Glade | $160.1M | $145.4M | 1 |
| 72 | PNB Community Bank | Niceville | $155.2M | $140.3M | 3 |
| 73 | Bank of Pensacola | Pensacola | $147.0M | $132.6M | 2 |
| 74 | Peoples Bank of Graceville | Graceville | $115.8M | $106.5M | 1 |
| 75 | Century Bank of Florida | Tampa | $101.1M | $87.0M | 1 |
| 76 | First National Bank of Wauchula | Wauchula | $87.5M | $76.2M | 1 |
| 77 | Eastern National Bank | Miami | $65.2M | $57.6M | 4 |
| 78 | Echelon Bank | Clearwater | $52.2M | $23.5M | 3 |
| 79 | Gala Bank | Ocala | $44.9M | $35.5M | 2 |
| 80 | Portrait Bank | Winter Park | $44.7M | $594,000 | 1 |
| 81 | Members Trust Company | Tampa | $34.3M | $500,000 | 4 |
NCUA-insured credit unions headquartered in Florida, ranked by total assets, with member counts from 5300 call report filings.
| # | Credit union | City | Assets | Members |
|---|---|---|---|---|
| 1 | SUNCOAST | TAMPA | $19.68B | 1,377,016 |
| 2 | VYSTAR | Jacksonville | $13.72B | 1,047,447 |
| 3 | SPACE COAST | Melbourne | $9.12B | 699,155 |
| 4 | MIDFLORIDA | Lakeland | $8.79B | 488,867 |
| 5 | FAIRWINDS | ORLANDO | $5.05B | 247,428 |
| 6 | CAMPUS USA | Gainesville | $3.85B | 160,308 |
| 7 | ADDITION FINANCIAL | Lake Mary | $3.80B | 257,389 |
| 8 | GROW FINANCIAL | Tampa | $3.79B | 295,094 |
| 9 | ACHIEVA CREDIT UNION | Dunedin | $3.07B | 214,497 |
| 10 | EGLIN | Fort Walton Bea | $3.07B | 122,434 |
| 11 | COMMUNITY FIRST CREDIT UNION OF FLO | JACKSONVILLE | $3.04B | 188,741 |
| 12 | GTE | TAMPA | $2.99B | 230,346 |
| 13 | PENAIR | Pensacola | $2.75B | 136,115 |
| 14 | FLORIDA | GAINESVILLE | $2.64B | 177,623 |
| 15 | ITHINK FINANCIAL | Boca Raton | $2.32B | 116,811 |
| 16 | TYNDALL | Panama City | $1.89B | 102,768 |
| 17 | EDUCATIONAL | MIAMI | $1.76B | 117,120 |
| 18 | PUBLIX EMPLOYEES | LAKELAND | $1.68B | 123,371 |
| 19 | DADE COUNTY | Sweetwater | $1.48B | 109,515 |
| 20 | COMMUNITY CREDIT UNION OF FLORIDA | Rockledge | $1.46B | 55,446 |
| 21 | FIRST FLORIDA | Jacksonville | $1.45B | 63,006 |
| 22 | LAUNCH CREDIT UNION | MERRITT ISLAND | $1.44B | 86,606 |
| 23 | USF FEDERAL CREDIT UNION | Tampa | $1.38B | 78,887 |
| 24 | GULF WINDS | PENSACOLA | $1.25B | 73,515 |
| 25 | FIRST COMMERCE | Tallahassee | $1.19B | 72,472 |
| 26 | RADIANT | Gainesville | $1.06B | 61,290 |
| 27 | MCCOY | ORLANDO | $1.03B | 80,893 |
| 28 | BRIGHTSTAR | Fort Lauderdale | $992.7M | 59,035 |
| 29 | TROPICAL FINANCIAL | MIRAMAR | $984.1M | 63,033 |
| 30 | POWER FINANCIAL | Pembroke Pines | $977.0M | 34,274 |
| 31 | RADIFI | Jacksonville | $711.6M | 42,135 |
| 32 | WE FLORIDA FINANCIAL | Fort Lauderdale | $702.0M | 40,800 |
| 33 | INSIGHT | WINTER SPRINGS | $659.2M | 43,557 |
| 34 | INNOVATIONS FINANCIAL | Panama City | $651.9M | 27,089 |
| 35 | FLORIDACENTRAL | Tampa | $614.7M | 43,564 |
| 36 | CHAMPIONS FIRST | Tallahassee | $519.4M | 32,740 |
| 37 | TRAX | Tampa | $487.7M | 45,052 |
| 38 | VELOCITY COMMUNITY | PALM BEACH GARD | $484.8M | 25,159 |
| 39 | TAMPA BAY | Tampa | $477.9M | 36,533 |
| 40 | SAN ANTONIO CITIZENS | San Antonio | $392.7M | 18,905 |
| 41 | PANHANDLE | Panama City | $356.9M | 16,187 |
| 42 | ORLANDO | Orlando | $343.5M | 27,482 |
| 43 | MEMBERS FIRST CREDIT UNION OF FLORI | Pensacola | $310.4M | 19,333 |
| 44 | HARVESTERS | Cantonment | $302.5M | 34,080 |
| 45 | GUARDIANS | WEST PALM BEACH | $299.1M | 36,587 |
| 46 | LOYALTY | Pensacola | $298.5M | 19,476 |
| 47 | ALIVE | Jacksonville | $283.2M | 18,550 |
| 48 | JETSTREAM | Miami Lakes | $269.2M | 14,108 |
| 49 | GOLD COAST | PALM SPRINGS | $262.7M | 19,688 |
| 50 | KEYS | Key West | $249.8M | 18,296 |
Deposit market share is measured at the county level from the FDIC Summary of Deposits, an annual branch-level filing as of each June 30. County data shows which institutions actually hold balances in a given market and how concentrated that market is — a question state-level totals cannot answer, because a bank can be small statewide and dominant in its home county.
Vault republishes public FDIC and NCUA filings without modification. Bank figures come from quarterly call reports; credit union figures from NCUA 5300 filings; branch and deposit market share from the FDIC Summary of Deposits. Data is free to access and free to cite, with no login or paywall. The same data is available to AI agents through a public Model Context Protocol server at vaultbot.ai/mcp.