BANK & CREDIT UNION INTELLIGENCE

Banks in Orange County, FL

40 FDIC-insured banks operate 256 branches in Orange County, Florida, holding $43.64B in total deposits as of the 2026 FDIC Summary of Deposits. Truist Bank leads the market with 19.8% share. Deposit market share is the clearest available measure of competitive position in a local market: it reflects where households and businesses actually keep their money, rather than where institutions advertise or how many branches they operate.

Orange County market profile

Understanding a deposit market requires knowing the market itself. These figures come from the US Census Bureau American Community Survey 2024 five-year estimates. Median family income is the measure federal regulators use to define low- and moderate-income thresholds under the Community Reinvestment Act, which is why it is reported here separately from household income.

Population1,471,937
Median family income$92,968
Median home value$390,100
Banks operating in county40
Bank branches256

Deposit market share in Orange County

Ranked by deposits held within county borders. A bank's county deposits are the sum across all of its branches in that county, so an institution with several locations appears once. Figures are as of June 30, 2026, the annual reporting date for the FDIC Summary of Deposits.

RankBankDepositsShareBranches
1 Truist Bank $8.66B 19.84% 31
2 Bank of America, National Association $7.64B 17.50% 27
3 JPMorgan Chase Bank, National Association $6.30B 14.43% 32
4 Wells Fargo Bank, National Association $6.14B 14.07% 27
5 Regions Bank $2.04B 4.67% 22
6 Fifth Third Bank, National Association $1.47B 3.36% 22
7 One Florida Bank $1.14B 2.61% 3
8 Pinnacle Bank $1.08B 2.48% 4
9 Cogent Bank $912.8M 2.09% 2
10 TD Bank, National Association $894.6M 2.05% 8
11 Seacoast National Bank $853.3M 1.96% 6
12 First Horizon Bank $761.7M 1.75% 6
13 Valley National Bank $744.2M 1.71% 5
14 City National Bank of Florida $732.8M 1.68% 3
15 SouthState Bank, National Association $608.0M 1.39% 5
16 PNC Bank, National Association $502.5M 1.15% 9
17 Axiom Bank, National Association $448.7M 1.03% 4
18 United Community Bank $352.5M 0.81% 3
19 TrustCo Bank $281.6M 0.65% 14
20 First Colony Bank of Florida $262.4M 0.60% 1
21 Sunrise Bank $258.1M 0.59% 1
22 Climate First Bank $241.0M 0.55% 1
23 Banco do Brasil Americas $199.3M 0.46% 1
24 Commerce Bank & Trust $168.8M 0.39% 1
25 Ameris Bank $166.3M 0.38% 2
26 Florida Capital Bank, National Association $122.1M 0.28% 1
27 Enterprise Bank & Trust $120.6M 0.28% 1
28 ServisFirst Bank $107.6M 0.25% 1
29 BankUnited, National Association $94.2M 0.22% 1
30 Amerasia Bank $88.9M 0.20% 1
31 Central Bank $79.4M 0.18% 1
32 Centennial Bank $56.0M 0.13% 2
33 American Momentum Bank $41.7M 0.10% 1
34 First-Citizens Bank & Trust Company $23.5M 0.05% 1
35 Cypress Bank & Trust $20.6M 0.05% 1
36 Ocean Bank $20.4M 0.05% 1
37 Bank OZK $13.2M 0.03% 1
38 Helm Bank USA $2.7M 0.01% 1
39 Portrait Bank $594,000 0.00% 1
40 Woodforest National Bank $558,000 0.00% 1

About this data

The FDIC Summary of Deposits is an annual survey of branch office deposits filed by every FDIC-insured institution as of June 30 each year. It is the authoritative source for local deposit market share and is the dataset regulators use when assessing competitive effects of bank mergers. Because it is annual, it reflects a point in time rather than current balances. Vault republishes it without modification, free to access and free to cite. Available to AI agents at vaultbot.ai/mcp.