BANK & CREDIT UNION INTELLIGENCE

Banks in Hillsborough County, FL

51 FDIC-insured banks operate 259 branches in Hillsborough County, Florida, holding $45.05B in total deposits as of the 2026 FDIC Summary of Deposits. Truist Bank leads the market with 16.1% share. Deposit market share is the clearest available measure of competitive position in a local market: it reflects where households and businesses actually keep their money, rather than where institutions advertise or how many branches they operate.

Hillsborough County market profile

Understanding a deposit market requires knowing the market itself. These figures come from the US Census Bureau American Community Survey 2024 five-year estimates. Median family income is the measure federal regulators use to define low- and moderate-income thresholds under the Community Reinvestment Act, which is why it is reported here separately from household income.

Population1,522,748
Median family income$96,725
Median home value$371,500
Banks operating in county51
Bank branches259

Deposit market share in Hillsborough County

Ranked by deposits held within county borders. A bank's county deposits are the sum across all of its branches in that county, so an institution with several locations appears once. Figures are as of June 30, 2026, the annual reporting date for the FDIC Summary of Deposits.

RankBankDepositsShareBranches
1 Truist Bank $7.25B 16.10% 33
2 Bank of America, National Association $6.61B 14.67% 30
3 Wells Fargo Bank, National Association $6.22B 13.80% 21
4 JPMorgan Chase Bank, National Association $3.85B 8.55% 26
5 Regions Bank $3.09B 6.86% 21
6 Valley National Bank $2.61B 5.80% 6
7 Fifth Third Bank, National Association $2.59B 5.76% 18
8 The Bank of Tampa $2.34B 5.19% 8
9 Pinnacle Bank $1.50B 3.34% 4
10 PNC Bank, National Association $1.31B 2.91% 9
11 TD Bank, National Association $939.4M 2.09% 11
12 BMO Bank National Association $688.2M 1.53% 3
13 SouthState Bank, National Association $655.8M 1.46% 5
14 Bank OZK $642.6M 1.43% 6
15 ServisFirst Bank $565.3M 1.25% 1
16 The Northern Trust Company $401.4M 0.89% 1
17 The Huntington National Bank $366.6M 0.81% 4
18 Seacoast National Bank $306.9M 0.68% 3
19 TCM Bank, National Association $279.6M 0.62% 1
20 First Horizon Bank $275.9M 0.61% 3
21 Cogent Bank $221.5M 0.49% 1
22 Centennial Bank $201.3M 0.45% 4
23 Republic Bank & Trust Company $190.3M 0.42% 2
24 Central Bank $169.7M 0.38% 1
25 First-Citizens Bank & Trust Company $165.5M 0.37% 3
26 American Momentum Bank $162.7M 0.36% 2
27 Amerant Bank, National Association $132.9M 0.29% 2
28 BankUnited, National Association $131.1M 0.29% 2
29 Bank of Central Florida $115.2M 0.26% 3
30 Hancock Whitney Bank $106.9M 0.24% 2
31 INB, National Association $101.0M 0.22% 1
32 American Pride Bank $95.7M 0.21% 1
33 Third Federal Savings and Loan Association of Cleveland $93.4M 0.21% 1
34 BayFirst National Bank $91.7M 0.20% 2
35 Citizens Bank and Trust $89.4M 0.20% 2
36 Century Bank of Florida $87.0M 0.19% 1
37 TrustCo Bank $77.9M 0.17% 1
38 ENCORE BANK $74.1M 0.16% 1
39 Renasant Bank $67.3M 0.15% 1
40 Florida Capital Bank, National Association $35.5M 0.08% 1
41 United Community Bank $34.0M 0.08% 1
42 Sunflower Bank, National Association $32.9M 0.07% 1
43 Metro City Bank $25.1M 0.06% 1
44 Beal Bank USA $15.2M 0.03% 1
45 BankFlorida $14.0M 0.03% 1
46 Gulf Atlantic Bank $12.4M 0.03% 1
47 Echelon Bank $3.4M 0.01% 1
48 Woodforest National Bank $703,000 0.00% 1
49 Members Trust Company $500,000 0.00% 1
50 BNY Mellon, National Association — 0.00% 1
51 CIBC National Trust Company — 0.00% 1

About this data

The FDIC Summary of Deposits is an annual survey of branch office deposits filed by every FDIC-insured institution as of June 30 each year. It is the authoritative source for local deposit market share and is the dataset regulators use when assessing competitive effects of bank mergers. Because it is annual, it reflects a point in time rather than current balances. Vault republishes it without modification, free to access and free to cite. Available to AI agents at vaultbot.ai/mcp.