BANK & CREDIT UNION INTELLIGENCE

Banks in Texas

There are 346 FDIC-insured banks headquartered in Texas, holding $782.36B in combined assets and $670.08B in deposits, alongside 200 NCUA-insured credit unions. Every figure below comes from the most recent quarterly call report each institution filed with its regulator. Banks are ranked by total assets, which is the standard measure of institution size and the basis regulators use for peer grouping and for determining which capital rules apply.

All FDIC-insured banks headquartered in Texas

Ranked by total assets. Branch counts are domestic offices. Click any institution for eight quarters of financial history, peer benchmarking against similarly sized banks, deposit market share by county, and leadership contacts.

#BankCityAssetsDepositsBranches
1 Charles Schwab Bank, SSB Westlake $250.83B $225.25B 1
2 Frost Bank San Antonio $53.95B $43.67B 222
3 Prosperity Bank El Campo $43.88B $32.93B 354
4 Texas Capital Bank Dallas $33.62B $29.38B 10
5 Charles Schwab Premier Bank, SSB Westlake $26.58B $24.46B 1
6 Sunflower Bank, National Association Dallas $15.65B $13.48B 103
7 First Financial Bank Abilene $15.23B $13.30B 83
8 NexBank Dallas $14.16B $11.05B 2
9 PlainsCapital Bank University Park $12.68B $10.66B 57
10 Charles Schwab Trust Bank Westlake $10.51B $9.68B 1
11 Amarillo National Bank Amarillo $10.38B $9.11B 35
12 International Bank of Commerce Laredo $10.19B $6.63B 80
13 Woodforest National Bank The Woodlands $8.98B $8.13B 743
14 Southside Bank Tyler $8.76B $6.17B 58
15 TBK BANK, SSB Dallas $7.40B $6.23B 64
16 Third Coast Bank Humble $6.73B $5.86B 23
17 The American National Bank of Texas Terrell $5.51B $4.60B 28
18 Broadway National Bank San Antonio $5.42B $4.86B 33
19 City Bank Lubbock $5.39B $4.72B 36
20 Vantage Bank Texas San Antonio $5.14B $4.64B 23
21 First National Bank Texas Killeen $4.64B $4.10B 357
22 VeraBank, National Association Henderson $4.58B $4.02B 43
23 International Bank of Commerce Brownsville $4.56B $3.92B 41
24 Texas Exchange Bank Crowley $4.49B $2.64B 2
25 Texas Bank and Trust Company Longview $4.34B $3.75B 22
26 Inwood National Bank Dallas $4.26B $3.66B 12
27 Cornerstone Capital Bank, SSB Houston $3.67B $2.37B 19
28 Austin Bank, Texas National Association Jacksonville $3.33B $2.80B 39
29 Lone Star National Bank Pharr $3.28B $2.88B 36
30 WestStar Bank El Paso $3.28B $2.85B 14
31 Monet Bank Plano $3.16B $913.0M 6
32 Susser Bank Dallas $2.99B $2.66B 11
33 TIB National Association Farmers Branch $2.96B $2.37B 5
34 Texas Regional Bank Harlingen $2.95B $2.48B 37
35 American First National Bank Houston $2.89B $2.44B 20
36 West Texas National Bank Midland $2.88B $2.56B 13
37 Jefferson Bank San Antonio $2.88B $2.60B 13
38 American Momentum Bank College Station $2.85B $2.18B 31
39 Pinnacle Bank Fort Worth $2.72B $2.34B 28
40 Wells Fargo Bank South Central, National Association Houston $2.59B $1.67B 1
41 State Bank of Texas Irving $2.59B $2.14B 7
42 Extraco Banks, National Association Temple $2.57B $2.09B 16
43 Horizon Bank, SSB Austin $2.55B $2.21B 6
44 Community National Bank Midland $2.54B $2.18B 12
45 American National Bank & Trust Wichita Falls $2.54B $2.25B 14
46 TexasBank Fort Worth $2.48B $2.01B 20
47 First United Bank Dimmitt $2.41B $2.13B 25
48 Texas First Bank Texas City $2.35B $2.06B 28
49 Golden Bank, National Association Houston $2.28B $1.91B 11
50 Falcon International Bank Laredo $2.25B $1.96B 19
51 Texas Community Bank Laredo $2.20B $1.92B 11
52 Citizens National Bank of Texas Waxahachie $2.19B $1.89B 12
53 Security State Bank & Trust Fredericksburg $2.18B $1.80B 22
54 FirstBank Southwest Amarillo $1.88B $1.67B 13
55 American Bank of Commerce Wolfforth $1.86B $1.44B 13
56 First State Bank Gainesville $1.85B $1.66B 14
57 North Dallas Bank & Trust Co. Dallas $1.81B $1.56B 6
58 First National Bank of Central Texas Waco $1.77B $1.55B 7
59 Commercial Bank of Texas, National Association Nacogdoches $1.69B $1.50B 24
60 First State Bank of Uvalde Uvalde $1.68B $1.46B 8
61 Community National Bank & Trust of Texas Corsicana $1.68B $1.42B 18
62 Benchmark Bank Plano $1.65B $1.50B 8
63 The Moody National Bank Galveston $1.54B $1.31B 14
64 Central National Bank Waco $1.47B $1.31B 5
65 Pegasus Bank Dallas $1.46B $1.27B 3
66 Rio Bank Mcallen $1.42B $1.19B 24
67 Central Bank Houston $1.42B $1.27B 4
68 Southwestern National Bank Houston $1.39B $1.21B 9
69 Alliance Bank Sulphur Springs $1.39B $1.20B 17
70 Wallis Bank Wallis $1.38B $1.20B 16
71 Texas Security Bank Dallas $1.38B $1.19B 4
72 The City National Bank of Sulphur Springs Sulphur Springs $1.37B $1.23B 17
73 SouthStar Bank, S.S.B. Moulton $1.37B $1.13B 16
74 Alliance Bank Central Texas Woodway $1.32B $1.06B 8
75 First Texas Bank Georgetown $1.31B $1.16B 11
76 Legend Bank, N.A. Bowie $1.27B $1.13B 15
77 Citizens State Bank Somerville $1.22B $1.05B 7
78 Texas National Bank Mcallen $1.22B $1.07B 12
79 Dallas Capital Bank, National Association Dallas $1.21B $938.9M 1
80 The First National Bank of Bastrop Bastrop $1.18B $1.07B 7
81 Pointbank Pilot Point $1.16B $968.3M 10
82 Security State Bank Pearsall $1.14B $1.03B 8
83 T Bank, National Association Dallas $1.10B $955.6M 2
84 First Command Bank Fort Worth $1.08B $966.1M 1
85 Frontier Bank of Texas Elgin $1.08B $903.9M 11
86 The First National Bank of McGregor Mc Gregor $1.08B $949.6M 6
87 United Texas Bank, National Association Dallas $1.05B $790.8M 3
88 UBank Huntington $1.05B $945.7M 8
89 R Bank Round Rock $1.03B $926.1M 9
90 Clear Fork Bank, National Association Albany $1.03B $912.0M 6
91 Ciera Bank Graham $992.9M $868.8M 8
92 HomeTown Bank, National Association Galveston $990.4M $891.1M 7
93 Tolleson Private Bank Dallas $982.0M $857.4M 2
94 Round Top State Bank Round Top $974.1M $870.3M 7
95 Transpecos Banks, SSB Pecos $972.1M $872.0M 4
96 First National Bank and Trust Company of Weatherford Weatherford $968.3M $869.7M 16
97 Texas Bank Henderson $953.9M $824.0M 13
98 Western Bank Lubbock $947.2M $796.9M 10
99 The First National Bank of Granbury Granbury $946.3M $835.3M 8
100 Texas Heritage National Bank Daingerfield $936.4M $811.9M 6

Showing the 100 largest of 346 banks. Search Vault for any institution by name.

Credit unions in Texas

NCUA-insured credit unions headquartered in Texas, ranked by total assets, with member counts from 5300 call report filings.

#Credit unionCityAssetsMembers
1 RANDOLPH-BROOKS UNIVERSAL CITY $19.20B 1,137,444
2 SECURITY SERVICE San Antonio $14.18B 738,238
3 AMERICAN AIRLINES Fort Worth $9.30B 385,015
4 COMMUNITYAMERICA Lenexa $8.67B 617,156
5 TEXAS DOW EMPLOYEES Houston $5.04B 397,272
6 RALLY Corpus Christi $4.71B 238,742
7 EECU Fort Worth $4.59B 302,995
8 GECU El Paso $4.58B 441,513
9 CREDIT HUMAN San Antonio $4.52B 262,966
10 UNIVERSITY AUSTIN $4.20B 417,920
11 FIRST COMMUNITY Houston $2.98B 182,310
12 CREDIT UNION OF TEXAS Allen $2.68B 180,444
13 JSC Houston $2.66B 125,197
14 A+ Austin $2.56B 193,317
15 AUSTIN TELCO Austin $2.55B 94,794
16 TEXANS Richardson $2.47B 140,077
17 ADVANCIAL Dallas $2.38B 140,111
18 TEXAS TRUST Mansfield $2.07B 136,598
19 SHELL Deer Park $1.96B 162,417
20 DATCU DENTON $1.75B 111,860
21 UNITED HERITAGE Austin $1.66B 82,873
22 FIRSTLIGHT El Paso $1.59B 98,504
23 RED RIVER EMPLOYEES Texarkana $1.57B 123,949
24 FIRST SERVICE Houston $1.47B 106,409
25 AMOCO Texas City $1.47B 98,055
26 EAST TEXAS PROFESSIONAL Longview $1.40B 104,117
27 FORT WORTH COMMUNITY Bedford $1.29B 74,598
28 GULF COAST EDUCATORS Pasadena $1.26B 60,776
29 AMPLIFY Austin $1.25B 47,765
30 FIRSTMARK San Antonio $1.24B 89,054
31 RAVE FINANCIAL Beaumont $1.19B 86,407
32 NEIGHBORHOOD Dallas $1.13B 67,729
33 NECHES Port Neches $1.11B 81,831
34 FIVEPOINT Nederland $1.11B 57,542
35 RAIZ EL PASO $1.08B 78,235
36 VELOCITY Austin $1.07B 71,624
37 BRAZOS VALLEY SCHOOLS Katy $1.02B 64,713
38 HOUSTON POLICE Houston $989.2M 32,650
39 GREATER TEXAS AUSTIN $980.0M 75,495
40 HOUSTON Sugar Land $950.7M 59,905
41 COMMUNITY RESOURCE Baytown $946.9M 57,968
42 SCHLUMBERGER EMPLOYEES Sugar Land $895.6M 27,851
43 TEXAS BAY Houston $890.7M 60,529
44 SOUTHWEST AIRLINES Dallas $846.2M 59,844
45 INTOUCH PLANO $817.9M 71,487
46 SMART FINANCIAL Houston $803.5M 59,731
47 COMPLEX COMMUNITY ODESSA $783.9M 43,835
48 TEXELL Temple $773.5M 54,171
49 GENERATIONS COMMUNITY San Antonio $738.6M 47,191
50 MEMBERS CHOICE Houston $725.4M 46,480

Deposit market share by county in Texas

Deposit market share is measured at the county level from the FDIC Summary of Deposits, an annual branch-level filing as of each June 30. County data shows which institutions actually hold balances in a given market and how concentrated that market is — a question state-level totals cannot answer, because a bank can be small statewide and dominant in its home county.

About this data

Vault republishes public FDIC and NCUA filings without modification. Bank figures come from quarterly call reports; credit union figures from NCUA 5300 filings; branch and deposit market share from the FDIC Summary of Deposits. Data is free to access and free to cite, with no login or paywall. The same data is available to AI agents through a public Model Context Protocol server at vaultbot.ai/mcp.