There are 346 FDIC-insured banks headquartered in Texas, holding $782.36B in combined assets and $670.08B in deposits, alongside 200 NCUA-insured credit unions. Every figure below comes from the most recent quarterly call report each institution filed with its regulator. Banks are ranked by total assets, which is the standard measure of institution size and the basis regulators use for peer grouping and for determining which capital rules apply.
Ranked by total assets. Branch counts are domestic offices. Click any institution for eight quarters of financial history, peer benchmarking against similarly sized banks, deposit market share by county, and leadership contacts.
| # | Bank | City | Assets | Deposits | Branches |
|---|---|---|---|---|---|
| 1 | Charles Schwab Bank, SSB | Westlake | $250.83B | $225.25B | 1 |
| 2 | Frost Bank | San Antonio | $53.95B | $43.67B | 222 |
| 3 | Prosperity Bank | El Campo | $43.88B | $32.93B | 354 |
| 4 | Texas Capital Bank | Dallas | $33.62B | $29.38B | 10 |
| 5 | Charles Schwab Premier Bank, SSB | Westlake | $26.58B | $24.46B | 1 |
| 6 | Sunflower Bank, National Association | Dallas | $15.65B | $13.48B | 103 |
| 7 | First Financial Bank | Abilene | $15.23B | $13.30B | 83 |
| 8 | NexBank | Dallas | $14.16B | $11.05B | 2 |
| 9 | PlainsCapital Bank | University Park | $12.68B | $10.66B | 57 |
| 10 | Charles Schwab Trust Bank | Westlake | $10.51B | $9.68B | 1 |
| 11 | Amarillo National Bank | Amarillo | $10.38B | $9.11B | 35 |
| 12 | International Bank of Commerce | Laredo | $10.19B | $6.63B | 80 |
| 13 | Woodforest National Bank | The Woodlands | $8.98B | $8.13B | 743 |
| 14 | Southside Bank | Tyler | $8.76B | $6.17B | 58 |
| 15 | TBK BANK, SSB | Dallas | $7.40B | $6.23B | 64 |
| 16 | Third Coast Bank | Humble | $6.73B | $5.86B | 23 |
| 17 | The American National Bank of Texas | Terrell | $5.51B | $4.60B | 28 |
| 18 | Broadway National Bank | San Antonio | $5.42B | $4.86B | 33 |
| 19 | City Bank | Lubbock | $5.39B | $4.72B | 36 |
| 20 | Vantage Bank Texas | San Antonio | $5.14B | $4.64B | 23 |
| 21 | First National Bank Texas | Killeen | $4.64B | $4.10B | 357 |
| 22 | VeraBank, National Association | Henderson | $4.58B | $4.02B | 43 |
| 23 | International Bank of Commerce | Brownsville | $4.56B | $3.92B | 41 |
| 24 | Texas Exchange Bank | Crowley | $4.49B | $2.64B | 2 |
| 25 | Texas Bank and Trust Company | Longview | $4.34B | $3.75B | 22 |
| 26 | Inwood National Bank | Dallas | $4.26B | $3.66B | 12 |
| 27 | Cornerstone Capital Bank, SSB | Houston | $3.67B | $2.37B | 19 |
| 28 | Austin Bank, Texas National Association | Jacksonville | $3.33B | $2.80B | 39 |
| 29 | Lone Star National Bank | Pharr | $3.28B | $2.88B | 36 |
| 30 | WestStar Bank | El Paso | $3.28B | $2.85B | 14 |
| 31 | Monet Bank | Plano | $3.16B | $913.0M | 6 |
| 32 | Susser Bank | Dallas | $2.99B | $2.66B | 11 |
| 33 | TIB National Association | Farmers Branch | $2.96B | $2.37B | 5 |
| 34 | Texas Regional Bank | Harlingen | $2.95B | $2.48B | 37 |
| 35 | American First National Bank | Houston | $2.89B | $2.44B | 20 |
| 36 | West Texas National Bank | Midland | $2.88B | $2.56B | 13 |
| 37 | Jefferson Bank | San Antonio | $2.88B | $2.60B | 13 |
| 38 | American Momentum Bank | College Station | $2.85B | $2.18B | 31 |
| 39 | Pinnacle Bank | Fort Worth | $2.72B | $2.34B | 28 |
| 40 | Wells Fargo Bank South Central, National Association | Houston | $2.59B | $1.67B | 1 |
| 41 | State Bank of Texas | Irving | $2.59B | $2.14B | 7 |
| 42 | Extraco Banks, National Association | Temple | $2.57B | $2.09B | 16 |
| 43 | Horizon Bank, SSB | Austin | $2.55B | $2.21B | 6 |
| 44 | Community National Bank | Midland | $2.54B | $2.18B | 12 |
| 45 | American National Bank & Trust | Wichita Falls | $2.54B | $2.25B | 14 |
| 46 | TexasBank | Fort Worth | $2.48B | $2.01B | 20 |
| 47 | First United Bank | Dimmitt | $2.41B | $2.13B | 25 |
| 48 | Texas First Bank | Texas City | $2.35B | $2.06B | 28 |
| 49 | Golden Bank, National Association | Houston | $2.28B | $1.91B | 11 |
| 50 | Falcon International Bank | Laredo | $2.25B | $1.96B | 19 |
| 51 | Texas Community Bank | Laredo | $2.20B | $1.92B | 11 |
| 52 | Citizens National Bank of Texas | Waxahachie | $2.19B | $1.89B | 12 |
| 53 | Security State Bank & Trust | Fredericksburg | $2.18B | $1.80B | 22 |
| 54 | FirstBank Southwest | Amarillo | $1.88B | $1.67B | 13 |
| 55 | American Bank of Commerce | Wolfforth | $1.86B | $1.44B | 13 |
| 56 | First State Bank | Gainesville | $1.85B | $1.66B | 14 |
| 57 | North Dallas Bank & Trust Co. | Dallas | $1.81B | $1.56B | 6 |
| 58 | First National Bank of Central Texas | Waco | $1.77B | $1.55B | 7 |
| 59 | Commercial Bank of Texas, National Association | Nacogdoches | $1.69B | $1.50B | 24 |
| 60 | First State Bank of Uvalde | Uvalde | $1.68B | $1.46B | 8 |
| 61 | Community National Bank & Trust of Texas | Corsicana | $1.68B | $1.42B | 18 |
| 62 | Benchmark Bank | Plano | $1.65B | $1.50B | 8 |
| 63 | The Moody National Bank | Galveston | $1.54B | $1.31B | 14 |
| 64 | Central National Bank | Waco | $1.47B | $1.31B | 5 |
| 65 | Pegasus Bank | Dallas | $1.46B | $1.27B | 3 |
| 66 | Rio Bank | Mcallen | $1.42B | $1.19B | 24 |
| 67 | Central Bank | Houston | $1.42B | $1.27B | 4 |
| 68 | Southwestern National Bank | Houston | $1.39B | $1.21B | 9 |
| 69 | Alliance Bank | Sulphur Springs | $1.39B | $1.20B | 17 |
| 70 | Wallis Bank | Wallis | $1.38B | $1.20B | 16 |
| 71 | Texas Security Bank | Dallas | $1.38B | $1.19B | 4 |
| 72 | The City National Bank of Sulphur Springs | Sulphur Springs | $1.37B | $1.23B | 17 |
| 73 | SouthStar Bank, S.S.B. | Moulton | $1.37B | $1.13B | 16 |
| 74 | Alliance Bank Central Texas | Woodway | $1.32B | $1.06B | 8 |
| 75 | First Texas Bank | Georgetown | $1.31B | $1.16B | 11 |
| 76 | Legend Bank, N.A. | Bowie | $1.27B | $1.13B | 15 |
| 77 | Citizens State Bank | Somerville | $1.22B | $1.05B | 7 |
| 78 | Texas National Bank | Mcallen | $1.22B | $1.07B | 12 |
| 79 | Dallas Capital Bank, National Association | Dallas | $1.21B | $938.9M | 1 |
| 80 | The First National Bank of Bastrop | Bastrop | $1.18B | $1.07B | 7 |
| 81 | Pointbank | Pilot Point | $1.16B | $968.3M | 10 |
| 82 | Security State Bank | Pearsall | $1.14B | $1.03B | 8 |
| 83 | T Bank, National Association | Dallas | $1.10B | $955.6M | 2 |
| 84 | First Command Bank | Fort Worth | $1.08B | $966.1M | 1 |
| 85 | Frontier Bank of Texas | Elgin | $1.08B | $903.9M | 11 |
| 86 | The First National Bank of McGregor | Mc Gregor | $1.08B | $949.6M | 6 |
| 87 | United Texas Bank, National Association | Dallas | $1.05B | $790.8M | 3 |
| 88 | UBank | Huntington | $1.05B | $945.7M | 8 |
| 89 | R Bank | Round Rock | $1.03B | $926.1M | 9 |
| 90 | Clear Fork Bank, National Association | Albany | $1.03B | $912.0M | 6 |
| 91 | Ciera Bank | Graham | $992.9M | $868.8M | 8 |
| 92 | HomeTown Bank, National Association | Galveston | $990.4M | $891.1M | 7 |
| 93 | Tolleson Private Bank | Dallas | $982.0M | $857.4M | 2 |
| 94 | Round Top State Bank | Round Top | $974.1M | $870.3M | 7 |
| 95 | Transpecos Banks, SSB | Pecos | $972.1M | $872.0M | 4 |
| 96 | First National Bank and Trust Company of Weatherford | Weatherford | $968.3M | $869.7M | 16 |
| 97 | Texas Bank | Henderson | $953.9M | $824.0M | 13 |
| 98 | Western Bank | Lubbock | $947.2M | $796.9M | 10 |
| 99 | The First National Bank of Granbury | Granbury | $946.3M | $835.3M | 8 |
| 100 | Texas Heritage National Bank | Daingerfield | $936.4M | $811.9M | 6 |
Showing the 100 largest of 346 banks. Search Vault for any institution by name.
NCUA-insured credit unions headquartered in Texas, ranked by total assets, with member counts from 5300 call report filings.
| # | Credit union | City | Assets | Members |
|---|---|---|---|---|
| 1 | RANDOLPH-BROOKS | UNIVERSAL CITY | $19.20B | 1,137,444 |
| 2 | SECURITY SERVICE | San Antonio | $14.18B | 738,238 |
| 3 | AMERICAN AIRLINES | Fort Worth | $9.30B | 385,015 |
| 4 | COMMUNITYAMERICA | Lenexa | $8.67B | 617,156 |
| 5 | TEXAS DOW EMPLOYEES | Houston | $5.04B | 397,272 |
| 6 | RALLY | Corpus Christi | $4.71B | 238,742 |
| 7 | EECU | Fort Worth | $4.59B | 302,995 |
| 8 | GECU | El Paso | $4.58B | 441,513 |
| 9 | CREDIT HUMAN | San Antonio | $4.52B | 262,966 |
| 10 | UNIVERSITY | AUSTIN | $4.20B | 417,920 |
| 11 | FIRST COMMUNITY | Houston | $2.98B | 182,310 |
| 12 | CREDIT UNION OF TEXAS | Allen | $2.68B | 180,444 |
| 13 | JSC | Houston | $2.66B | 125,197 |
| 14 | A+ | Austin | $2.56B | 193,317 |
| 15 | AUSTIN TELCO | Austin | $2.55B | 94,794 |
| 16 | TEXANS | Richardson | $2.47B | 140,077 |
| 17 | ADVANCIAL | Dallas | $2.38B | 140,111 |
| 18 | TEXAS TRUST | Mansfield | $2.07B | 136,598 |
| 19 | SHELL | Deer Park | $1.96B | 162,417 |
| 20 | DATCU | DENTON | $1.75B | 111,860 |
| 21 | UNITED HERITAGE | Austin | $1.66B | 82,873 |
| 22 | FIRSTLIGHT | El Paso | $1.59B | 98,504 |
| 23 | RED RIVER EMPLOYEES | Texarkana | $1.57B | 123,949 |
| 24 | FIRST SERVICE | Houston | $1.47B | 106,409 |
| 25 | AMOCO | Texas City | $1.47B | 98,055 |
| 26 | EAST TEXAS PROFESSIONAL | Longview | $1.40B | 104,117 |
| 27 | FORT WORTH COMMUNITY | Bedford | $1.29B | 74,598 |
| 28 | GULF COAST EDUCATORS | Pasadena | $1.26B | 60,776 |
| 29 | AMPLIFY | Austin | $1.25B | 47,765 |
| 30 | FIRSTMARK | San Antonio | $1.24B | 89,054 |
| 31 | RAVE FINANCIAL | Beaumont | $1.19B | 86,407 |
| 32 | NEIGHBORHOOD | Dallas | $1.13B | 67,729 |
| 33 | NECHES | Port Neches | $1.11B | 81,831 |
| 34 | FIVEPOINT | Nederland | $1.11B | 57,542 |
| 35 | RAIZ | EL PASO | $1.08B | 78,235 |
| 36 | VELOCITY | Austin | $1.07B | 71,624 |
| 37 | BRAZOS VALLEY SCHOOLS | Katy | $1.02B | 64,713 |
| 38 | HOUSTON POLICE | Houston | $989.2M | 32,650 |
| 39 | GREATER TEXAS | AUSTIN | $980.0M | 75,495 |
| 40 | HOUSTON | Sugar Land | $950.7M | 59,905 |
| 41 | COMMUNITY RESOURCE | Baytown | $946.9M | 57,968 |
| 42 | SCHLUMBERGER EMPLOYEES | Sugar Land | $895.6M | 27,851 |
| 43 | TEXAS BAY | Houston | $890.7M | 60,529 |
| 44 | SOUTHWEST AIRLINES | Dallas | $846.2M | 59,844 |
| 45 | INTOUCH | PLANO | $817.9M | 71,487 |
| 46 | SMART FINANCIAL | Houston | $803.5M | 59,731 |
| 47 | COMPLEX COMMUNITY | ODESSA | $783.9M | 43,835 |
| 48 | TEXELL | Temple | $773.5M | 54,171 |
| 49 | GENERATIONS COMMUNITY | San Antonio | $738.6M | 47,191 |
| 50 | MEMBERS CHOICE | Houston | $725.4M | 46,480 |
Deposit market share is measured at the county level from the FDIC Summary of Deposits, an annual branch-level filing as of each June 30. County data shows which institutions actually hold balances in a given market and how concentrated that market is — a question state-level totals cannot answer, because a bank can be small statewide and dominant in its home county.
Vault republishes public FDIC and NCUA filings without modification. Bank figures come from quarterly call reports; credit union figures from NCUA 5300 filings; branch and deposit market share from the FDIC Summary of Deposits. Data is free to access and free to cite, with no login or paywall. The same data is available to AI agents through a public Model Context Protocol server at vaultbot.ai/mcp.