BANK & CREDIT UNION INTELLIGENCE

Banks in Harris County, TX

87 FDIC-insured banks operate 857 branches in Harris County, Texas, holding $303.48B in total deposits as of the 2026 FDIC Summary of Deposits. JPMorgan Chase Bank, National Association leads the market with 53.2% share. Deposit market share is the clearest available measure of competitive position in a local market: it reflects where households and businesses actually keep their money, rather than where institutions advertise or how many branches they operate.

Harris County market profile

Understanding a deposit market requires knowing the market itself. These figures come from the US Census Bureau American Community Survey 2024 five-year estimates. Median family income is the measure federal regulators use to define low- and moderate-income thresholds under the Community Reinvestment Act, which is why it is reported here separately from household income.

Population4,838,303
Median family income$88,512
Median home value$276,600
Banks operating in county87
Bank branches857

Deposit market share in Harris County

Ranked by deposits held within county borders. A bank's county deposits are the sum across all of its branches in that county, so an institution with several locations appears once. Figures are as of June 30, 2026, the annual reporting date for the FDIC Summary of Deposits.

RankBankDepositsShareBranches
1 JPMorgan Chase Bank, National Association $161.55B 53.23% 112
2 Wells Fargo Bank, National Association $34.06B 11.22% 91
3 Bank of America, National Association $18.79B 6.19% 72
4 Zions Bancorporation, N.A. $9.80B 3.23% 34
5 PNC Bank, National Association $7.88B 2.60% 47
6 Frost Bank $6.43B 2.12% 46
7 The Huntington National Bank $6.26B 2.06% 25
8 Stellar Bank $4.85B 1.60% 25
9 Third Coast Bank $3.95B 1.30% 3
10 Truist Bank $3.73B 1.23% 16
11 Capital One, National Association $3.56B 1.17% 5
12 Prosperity Bank $3.39B 1.12% 33
13 Texas Capital Bank $3.27B 1.08% 2
14 Fifth Third Bank, National Association $2.95B 0.97% 33
15 BOKF, National Association $2.57B 0.85% 8
16 East West Bank $2.47B 0.81% 7
17 Regions Bank $1.73B 0.57% 27
18 Wells Fargo Bank South Central, National Association $1.67B 0.55% 1
19 First Horizon Bank $1.53B 0.50% 4
20 Origin Bank $1.50B 0.50% 9
21 Woodforest National Bank $1.42B 0.47% 63
22 Central Bank $1.27B 0.42% 4
23 SouthState Bank, National Association $1.14B 0.38% 9
24 Cornerstone Capital Bank, SSB $967.8M 0.32% 1
25 Hancock Whitney Bank $944.1M 0.31% 4
26 American First National Bank $910.8M 0.30% 4
27 Golden Bank, National Association $830.0M 0.27% 2
28 International Bank of Commerce $807.5M 0.27% 7
29 Bank OZK $775.7M 0.26% 7
30 PlainsCapital Bank $652.8M 0.22% 5
31 The Northern Trust Company $642.5M 0.21% 3
32 MidFirst Bank $553.9M 0.18% 7
33 Wallis Bank $544.7M 0.18% 4
34 Susser Bank $542.7M 0.18% 1
35 City Bank $534.5M 0.18% 2
36 Southwestern National Bank $532.1M 0.18% 1
37 Texas First Bank $513.9M 0.17% 5
38 Trustmark Bank $510.0M 0.17% 8
39 Texas Traditions Bank $500.4M 0.16% 2
40 Plains State Bank $499.8M 0.16% 3
41 Gulf Capital Bank $497.3M 0.16% 1
42 Capital Bank $480.1M 0.16% 7
43 b1BANK $452.0M 0.15% 4
44 Vantage Bank Texas $430.4M 0.14% 1
45 First National Bank Texas $350.9M 0.12% 42
46 The MINT National Bank $306.5M 0.10% 1
47 Integrity Bank SSB $292.5M 0.10% 1
48 Simmons Bank $275.7M 0.09% 2
49 Texas Gulf Bank, National Association $234.7M 0.08% 3
50 Monet Bank $197.0M 0.06% 1
51 State Bank of Texas $186.3M 0.06% 1
52 Home Bank, National Association $180.6M 0.06% 4
53 The Moody National Bank $176.5M 0.06% 4
54 Cathay Bank $176.1M 0.06% 1
55 Unity National Bank of Houston $175.9M 0.06% 1
56 First-Citizens Bank & Trust Company $162.7M 0.05% 1
57 Glacier Bank $160.7M 0.05% 3
58 Austin Bank, Texas National Association $134.3M 0.04% 3
59 Lone Star Bank $133.4M 0.04% 2
60 SouthTrust Bank, N.A. $130.0M 0.04% 2

Showing the top 60 of 87 institutions.

About this data

The FDIC Summary of Deposits is an annual survey of branch office deposits filed by every FDIC-insured institution as of June 30 each year. It is the authoritative source for local deposit market share and is the dataset regulators use when assessing competitive effects of bank mergers. Because it is annual, it reflects a point in time rather than current balances. Vault republishes it without modification, free to access and free to cite. Available to AI agents at vaultbot.ai/mcp.