There are 41 FDIC-insured banks headquartered in West Virginia, holding $51.84B in combined assets and $42.20B in deposits, alongside 74 NCUA-insured credit unions. Every figure below comes from the most recent quarterly call report each institution filed with its regulator. Banks are ranked by total assets, which is the standard measure of institution size and the basis regulators use for peer grouping and for determining which capital rules apply.
Ranked by total assets. Branch counts are domestic offices. Click any institution for eight quarters of financial history, peer benchmarking against similarly sized banks, deposit market share by county, and leadership contacts.
| # | Bank | City | Assets | Deposits | Branches |
|---|---|---|---|---|---|
| 1 | WesBanco Bank, Inc. | Wheeling | $27.75B | $21.77B | 218 |
| 2 | City National Bank of West Virginia | Charleston | $6.76B | $5.43B | 97 |
| 3 | MVB Bank, Inc | Fairmont | $3.50B | $3.12B | 7 |
| 4 | Clear Mountain Bank | Bruceton Mills | $1.03B | $887.5M | 12 |
| 5 | Potomac Bank | Charles Town | $980.2M | $847.9M | 9 |
| 6 | Pendleton Community Bank, Inc. | Franklin | $849.7M | $718.6M | 16 |
| 7 | CNB Bank, Inc. | Berkeley Springs | $805.7M | $652.5M | 9 |
| 8 | Citizens Bank of West Virginia, Inc. | Elkins | $772.5M | $678.7M | 9 |
| 9 | Putnam County Bank | Hurricane | $704.2M | $617.5M | 5 |
| 10 | The Poca Valley Bank, Inc. | Walton | $666.2M | $603.3M | 9 |
| 11 | Jefferson Security Bank | Shepherdstown | $566.1M | $522.5M | 6 |
| 12 | Huntington Federal Savings Bank | Huntington | $532.3M | $422.4M | 5 |
| 13 | Hancock County Savings Bank, F.S.B. | Chester | $508.0M | $401.2M | 3 |
| 14 | Freedom Bank, Inc. | Belington | $429.7M | $380.4M | 9 |
| 15 | Highlands Bank | Petersburg | $407.1M | $356.8M | 7 |
| 16 | First Exchange Bank | White Hall | $391.1M | $356.5M | 7 |
| 17 | The Bank of Romney | Romney | $368.8M | $283.5M | 7 |
| 18 | Logan Bank & Trust Company | Logan | $359.2M | $326.4M | 6 |
| 19 | MCNB Bank and Trust Co. | Welch | $356.5M | $292.2M | 8 |
| 20 | Community Bank of Parkersburg | Parkersburg | $340.3M | $262.6M | 4 |
| 21 | The Citizens Bank of Weston | Weston | $302.7M | $267.2M | 2 |
| 22 | West Union Bank | West Union | $300.3M | $263.7M | 5 |
| 23 | FNB Bank, Inc. | Romney | $277.9M | $247.8M | 8 |
| 24 | Davis Trust Company | Elkins | $274.9M | $204.2M | 2 |
| 25 | The Bank of Monroe | Union | $255.4M | $224.2M | 3 |
| 26 | Capon Valley Bank | Wardensville | $244.2M | $218.4M | 6 |
| 27 | Williamstown Bank, Inc. | Williamstown | $236.7M | $212.3M | 4 |
| 28 | Calhoun County Bank, Inc. | Grantsville | $211.7M | $188.3M | 4 |
| 29 | Mountain Valley Bank, N.A. | Elkins | $201.9M | $175.1M | 4 |
| 30 | Pioneer Community Bank, Inc. | Iaeger | $191.1M | $160.2M | 6 |
| 31 | The Harrison County Bank | Lost Creek | $164.9M | $150.4M | 4 |
| 32 | First Neighborhood Bank | Spencer | $160.6M | $145.3M | 5 |
| 33 | The Fayette County National Bank of Fayetteville | Fayetteville | $158.1M | $134.8M | 2 |
| 34 | Guaranty Bank Inc. | Williamson | $152.4M | $126.4M | 5 |
| 35 | Whitesville State Bank | Whitesville | $137.6M | $126.3M | 5 |
| 36 | Clay County Bank, Inc. | Clay | $135.9M | $116.2M | 2 |
| 37 | The First National Bank of Williamson | Williamson | $120.3M | $95.9M | 4 |
| 38 | The First National Bank of Peterstown | Peterstown | $84.9M | $73.8M | 2 |
| 39 | The Pleasants County Bank | Saint Marys | $84.7M | $76.7M | 2 |
| 40 | Citizens Bank of Morgantown, Inc. | Morgantown | $52.6M | $42.5M | 1 |
| 41 | First Federal Savings & Loan Association of Ravenswood | Ravenswood | $26.3M | $23.5M | 1 |
NCUA-insured credit unions headquartered in West Virginia, ranked by total assets, with member counts from 5300 call report filings.
| # | Credit union | City | Assets | Members |
|---|---|---|---|---|
| 1 | BAYER HERITAGE | New Martinsvill | $786.2M | 44,213 |
| 2 | FIRST CHOICE AMERICA COMMUNITY | Weirton | $687.5M | 31,129 |
| 3 | FAIRMONT | FAIRMONT | $580.6M | 45,182 |
| 4 | WEST VIRGINIA CENTRAL | Parkersburg | $322.8M | 23,590 |
| 5 | PIONEER APPALACHIA | Charleston | $238.8M | 15,237 |
| 6 | LONG REACH | Middlebourne | $181.0M | 10,747 |
| 7 | STAR USA | Charleston | $157.3M | 14,135 |
| 8 | WEST VIRGINIA | South Charlesto | $138.8M | 7,249 |
| 9 | PEOPLES | Nitro | $128.4M | 10,746 |
| 10 | THE UNITED | Morgantown | $106.3M | 5,944 |
| 11 | ONE COMMUNITY | Parkersburg | $102.7M | 8,375 |
| 12 | UNIVERSAL | Huntington | $94.6M | 6,008 |
| 13 | THE STATE | CHARLESTON | $92.6M | 8,408 |
| 14 | MEMBERS CHOICE WV | Charleston | $91.2M | 5,994 |
| 15 | ELEMENT | Charleston | $84.6M | 4,426 |
| 16 | CAMC | Charleston | $78.5M | 5,149 |
| 17 | FIRST PRIORITY | Huntington | $74.0M | 7,315 |
| 18 | 167TH TFR | Martinsburg | $70.1M | 7,859 |
| 19 | WVU EMPLOYEES | Morgantown | $63.3M | 6,031 |
| 20 | STRIP STEEL COMMUNITY | WEIRTON | $57.3M | 3,535 |
| 21 | WV NATIONAL GUARD | CHARLESTON | $51.2M | 1,814 |
| 22 | METRO COMMUNITY | Huntington | $48.5M | 4,600 |
| 23 | RAVENSWOOD | RAVENSWOOD | $48.4M | 5,401 |
| 24 | HUNTINGTONIZED | Huntington | $47.2M | 4,835 |
| 25 | MOUNTAIN HERITAGE | PARKERSBURG | $45.8M | 8,545 |
| 26 | KEMBA CHARLESTON | Dunbar | $45.0M | 3,852 |
| 27 | HOPE | Bridgeport | $41.6M | 2,577 |
| 28 | MORGANTOWN A E S | Morgantown | $38.2M | 4,224 |
| 29 | HOME | Clarksburg | $36.2M | 3,045 |
| 30 | UNION TRADES | Parkersburg | $35.2M | 2,823 |
| 31 | CHHE | Huntington | $31.3M | 4,048 |
| 32 | HUNTINGTON C & O RAILWAY EMPLOYEES | Huntington | $30.4M | 4,415 |
| 33 | PRESTON | KINGWOOD | $30.2M | 1,904 |
| 34 | IBEW 317 | HUNTINGTON | $29.1M | 1,996 |
| 35 | ALLOY | Alloy | $28.3M | 4,851 |
| 36 | MERCER COUNTY W VA TEACHERS | Bluefield | $27.9M | 2,528 |
| 37 | WEE | Parkersburg | $26.5M | 1,777 |
| 38 | MARSHALL COUNTY | Moundsville | $26.2M | 2,560 |
| 39 | HANCOCK SCHOOL EMP. | Weirton | $23.6M | 1,402 |
| 40 | RALEIGH CO. EDUCATORS | BECKLEY | $21.3M | 2,288 |
| 41 | RALEIGH COUNTY | BECKLEY | $20.0M | 2,043 |
| 42 | EASTERN PANHANDLE | Martinsburg | $18.5M | 2,745 |
| 43 | MARTINSBURG V.A. CENTER | KEARNEYSVILLE | $16.8M | 1,599 |
| 44 | CAPE | Clarksburg | $16.2M | 1,184 |
| 45 | HARRISON COUNTY | Nutter Fort | $15.2M | 1,219 |
| 46 | CHARLESTON | CHARLESTON | $14.9M | 1,258 |
| 47 | SOUTH CHARLESTON EMPLOYEES | South Charlesto | $14.7M | 1,213 |
| 48 | ROMNEY | ROMNEY | $14.3M | 1,600 |
| 49 | NATIONAL EMPLOYEES | BLUEFIELD | $14.1M | 3,016 |
| 50 | PUTNAM SCHOOL EMPLOYEES | ELEANOR | $13.7M | 1,903 |
Deposit market share is measured at the county level from the FDIC Summary of Deposits, an annual branch-level filing as of each June 30. County data shows which institutions actually hold balances in a given market and how concentrated that market is — a question state-level totals cannot answer, because a bank can be small statewide and dominant in its home county.
Vault republishes public FDIC and NCUA filings without modification. Bank figures come from quarterly call reports; credit union figures from NCUA 5300 filings; branch and deposit market share from the FDIC Summary of Deposits. Data is free to access and free to cite, with no login or paywall. The same data is available to AI agents through a public Model Context Protocol server at vaultbot.ai/mcp.