BANK & CREDIT UNION INTELLIGENCE

Banks in Suffolk County, NY

22 FDIC-insured banks operate 306 branches in Suffolk County, New York, holding $64.92B in total deposits as of the 2026 FDIC Summary of Deposits. JPMorgan Chase Bank, National Association leads the market with 26.2% share. Deposit market share is the clearest available measure of competitive position in a local market: it reflects where households and businesses actually keep their money, rather than where institutions advertise or how many branches they operate.

Suffolk County market profile

Understanding a deposit market requires knowing the market itself. These figures come from the US Census Bureau American Community Survey 2024 five-year estimates. Median family income is the measure federal regulators use to define low- and moderate-income thresholds under the Community Reinvestment Act, which is why it is reported here separately from household income.

Population1,530,146
Median family income$150,525
Median home value$578,400
Banks operating in county22
Bank branches306

Deposit market share in Suffolk County

Ranked by deposits held within county borders. A bank's county deposits are the sum across all of its branches in that county, so an institution with several locations appears once. Figures are as of June 30, 2026, the annual reporting date for the FDIC Summary of Deposits.

RankBankDepositsShareBranches
1 JPMorgan Chase Bank, National Association $17.01B 26.20% 64
2 Capital One, National Association $6.85B 10.56% 14
3 Dime Commercial Bank $6.41B 9.87% 27
4 TD Bank, National Association $5.86B 9.02% 25
5 Bank of America, National Association $5.81B 8.95% 30
6 Citibank, National Association $4.54B 6.99% 18
7 Flagstar Bank, National Association $4.19B 6.46% 16
8 Manufacturers and Traders Trust Company $3.25B 5.00% 36
9 BankUnited, National Association $2.18B 3.36% 1
10 Webster Bank, National Association $1.94B 2.99% 14
11 Apple Bank $1.50B 2.31% 10
12 ConnectOne Bank $1.34B 2.06% 18
13 Wells Fargo Bank, National Association $1.02B 1.57% 6
14 Citizens Bank, National Association $947.9M 1.46% 8
15 OceanFirst Bank, National Association $848.6M 1.31% 6
16 Valley National Bank $608.6M 0.94% 4
17 Ridgewood Savings Bank $200.8M 0.31% 3
18 Hanover Community Bank $140.4M 0.22% 2
19 City National Bank $113.0M 0.17% 1
20 First Central Savings Bank $78.8M 0.12% 1
21 American Community Bank $47.6M 0.07% 1
22 Santander Bank, N.A. $44.7M 0.07% 1

About this data

The FDIC Summary of Deposits is an annual survey of branch office deposits filed by every FDIC-insured institution as of June 30 each year. It is the authoritative source for local deposit market share and is the dataset regulators use when assessing competitive effects of bank mergers. Because it is annual, it reflects a point in time rather than current balances. Vault republishes it without modification, free to access and free to cite. Available to AI agents at vaultbot.ai/mcp.