BANK & CREDIT UNION INTELLIGENCE

Banks in Santa Clara County, CA

42 FDIC-insured banks operate 286 branches in Santa Clara County, California, holding $174.10B in total deposits as of the 2026 FDIC Summary of Deposits. First-Citizens Bank & Trust Company leads the market with 25.0% share. Deposit market share is the clearest available measure of competitive position in a local market: it reflects where households and businesses actually keep their money, rather than where institutions advertise or how many branches they operate.

Santa Clara County market profile

Understanding a deposit market requires knowing the market itself. These figures come from the US Census Bureau American Community Survey 2024 five-year estimates. Median family income is the measure federal regulators use to define low- and moderate-income thresholds under the Community Reinvestment Act, which is why it is reported here separately from household income.

Population1,902,047
Median family income$187,890
Median home value$1,490,600
Banks operating in county42
Bank branches286

Deposit market share in Santa Clara County

Ranked by deposits held within county borders. A bank's county deposits are the sum across all of its branches in that county, so an institution with several locations appears once. Figures are as of June 30, 2026, the annual reporting date for the FDIC Summary of Deposits.

RankBankDepositsShareBranches
1 First-Citizens Bank & Trust Company $43.60B 25.04% 3
2 Wells Fargo Bank, National Association $36.79B 21.13% 45
3 Bank of America, National Association $25.66B 14.74% 43
4 JPMorgan Chase Bank, National Association $22.52B 12.93% 49
5 Citibank, National Association $7.81B 4.48% 22
6 Western Alliance Bank $7.64B 4.39% 1
7 U.S. Bank National Association $5.85B 3.36% 28
8 Fifth Third Bank, National Association $5.37B 3.08% 12
9 BMO Bank National Association $3.11B 1.79% 23
10 East West Bank $2.75B 1.58% 4
11 Avidbank $2.32B 1.34% 1
12 Citizens Business Bank, National Association $2.32B 1.33% 5
13 CTBC Bank Corp. (USA) $1.73B 0.99% 2
14 Cathay Bank $1.09B 0.63% 5
15 Pinnacle Bank $618.5M 0.36% 3
16 HSBC Bank USA, National Association $536.3M 0.31% 1
17 Fremont Bank $367.9M 0.21% 2
18 Bank of Hope $345.3M 0.20% 1
19 WaFd Bank $337.5M 0.19% 2
20 City National Bank $320.0M 0.18% 3
21 PNC Bank, National Association $315.6M 0.18% 2
22 Zions Bancorporation, N.A. $295.1M 0.17% 3
23 Poppy Bank $268.7M 0.15% 4
24 EverTrust Bank $242.5M 0.14% 2
25 Safra National Bank of New York $225.8M 0.13% 1
26 West Coast Community Bank $222.8M 0.13% 1
27 United Business Bank $213.8M 0.12% 2
28 Hanmi Bank $185.4M 0.11% 1
29 State Bank of India (California) $141.4M 0.08% 1
30 EverBank, National Association $140.3M 0.08% 1
31 Golden Bank, National Association $134.5M 0.08% 1
32 First Commercial Bank (USA) $124.0M 0.07% 1
33 Commercial Bank of California $105.2M 0.06% 1
34 Open Bank $87.0M 0.05% 1
35 GBC International Bank $68.0M 0.04% 1
36 First Bank $60.9M 0.03% 1
37 Mechanics Bank $53.1M 0.03% 2
38 Altos Bank $50.1M 0.03% 1
39 Columbia Bank $43.6M 0.03% 1
40 Metropolitan Bank $26.3M 0.02% 1
41 Community West Bank $16.4M 0.01% 1
42 Exchange Bank — 0.00% 1

About this data

The FDIC Summary of Deposits is an annual survey of branch office deposits filed by every FDIC-insured institution as of June 30 each year. It is the authoritative source for local deposit market share and is the dataset regulators use when assessing competitive effects of bank mergers. Because it is annual, it reflects a point in time rather than current balances. Vault republishes it without modification, free to access and free to cite. Available to AI agents at vaultbot.ai/mcp.