BANK & CREDIT UNION INTELLIGENCE

Banks in San Francisco County, CA

46 FDIC-insured banks operate 195 branches in San Francisco County, California, holding $338.28B in total deposits as of the 2026 FDIC Summary of Deposits. Bank of America, National Association leads the market with 65.4% share. Deposit market share is the clearest available measure of competitive position in a local market: it reflects where households and businesses actually keep their money, rather than where institutions advertise or how many branches they operate.

San Francisco County market profile

Understanding a deposit market requires knowing the market itself. These figures come from the US Census Bureau American Community Survey 2024 five-year estimates. Median family income is the measure federal regulators use to define low- and moderate-income thresholds under the Community Reinvestment Act, which is why it is reported here separately from household income.

Population830,235
Median family income$171,141
Median home value$1,394,500
Banks operating in county46
Bank branches195

Deposit market share in San Francisco County

Ranked by deposits held within county borders. A bank's county deposits are the sum across all of its branches in that county, so an institution with several locations appears once. Figures are as of June 30, 2026, the annual reporting date for the FDIC Summary of Deposits.

RankBankDepositsShareBranches
1 Bank of America, National Association $221.32B 65.42% 27
2 Wells Fargo Bank, National Association $49.29B 14.57% 29
3 JPMorgan Chase Bank, National Association $20.94B 6.19% 32
4 Bank of America California, National Association $12.31B 3.64% 1
5 Citibank, National Association $5.81B 1.72% 19
6 Citizens Bank, National Association $5.13B 1.52% 2
7 HSBC Bank USA, National Association $4.81B 1.42% 1
8 East West Bank $2.71B 0.80% 9
9 BMO Bank National Association $2.08B 0.62% 9
10 U.S. Bank National Association $1.96B 0.58% 10
11 City National Bank $1.62B 0.48% 1
12 EverBank, National Association $1.47B 0.43% 9
13 Fifth Third Bank, National Association $1.33B 0.39% 1
14 Zions Bancorporation, N.A. $916.5M 0.27% 3
15 Bank of San Francisco $740.7M 0.22% 2
16 Bank of the Orient $702.7M 0.21% 3
17 Five Star Bank $690.0M 0.20% 1
18 The Northern Trust Company $508.7M 0.15% 1
19 Western Alliance Bank $437.3M 0.13% 1
20 Amalgamated Bank $435.7M 0.13% 1
21 Preferred Bank $351.6M 0.10% 2
22 Industrial and Commercial Bank of China USA, National Association $320.7M 0.09% 3
23 Tri Counties Bank $310.5M 0.09% 2
24 Cathay Bank $253.8M 0.08% 3
25 Mission National Bank $237.1M 0.07% 1
26 Citizens Business Bank, National Association $209.8M 0.06% 1
27 United Business Bank $190.6M 0.06% 1
28 First Bank $172.4M 0.05% 2
29 Flagstar Bank, National Association $162.2M 0.05% 1
30 Fremont Bank $111.6M 0.03% 1
31 Bank of Guam $107.9M 0.03% 1
32 CTBC Bank Corp. (USA) $96.8M 0.03% 1
33 BEACON BUSINESS BANK, NATIONAL ASSOCIATION $90.7M 0.03% 1
34 Poppy Bank $85.7M 0.03% 1
35 Columbia Bank $80.6M 0.02% 1
36 Mechanics Bank $67.5M 0.02% 1
37 GBC International Bank $62.7M 0.02% 1
38 First Federal Savings and Loan Association of San Rafael $51.9M 0.02% 1
39 Metropolitan Bank $43.6M 0.01% 1
40 First-Citizens Bank & Trust Company $36.2M 0.01% 1
41 Bank of Marin $31.4M 0.01% 1
42 Safra National Bank of New York — 0.00% 1
43 Happen Bank, National Association — 0.00% 1
44 The Bank of New York Mellon — 0.00% 1
45 BNY Mellon, National Association — 0.00% 1
46 CIBC National Trust Company — 0.00% 1

About this data

The FDIC Summary of Deposits is an annual survey of branch office deposits filed by every FDIC-insured institution as of June 30 each year. It is the authoritative source for local deposit market share and is the dataset regulators use when assessing competitive effects of bank mergers. Because it is annual, it reflects a point in time rather than current balances. Vault republishes it without modification, free to access and free to cite. Available to AI agents at vaultbot.ai/mcp.