BANK & CREDIT UNION INTELLIGENCE

Banks in San Diego County, CA

42 FDIC-insured banks operate 432 branches in San Diego County, California, holding $135.03B in total deposits as of the 2026 FDIC Summary of Deposits. JPMorgan Chase Bank, National Association leads the market with 20.2% share. Deposit market share is the clearest available measure of competitive position in a local market: it reflects where households and businesses actually keep their money, rather than where institutions advertise or how many branches they operate.

San Diego County market profile

Understanding a deposit market requires knowing the market itself. These figures come from the US Census Bureau American Community Survey 2024 five-year estimates. Median family income is the measure federal regulators use to define low- and moderate-income thresholds under the Community Reinvestment Act, which is why it is reported here separately from household income.

Population3,288,774
Median family income$122,377
Median home value$854,700
Banks operating in county42
Bank branches432

Deposit market share in San Diego County

Ranked by deposits held within county borders. A bank's county deposits are the sum across all of its branches in that county, so an institution with several locations appears once. Figures are as of June 30, 2026, the annual reporting date for the FDIC Summary of Deposits.

RankBankDepositsShareBranches
1 JPMorgan Chase Bank, National Association $27.26B 20.19% 83
2 Axos Bank $23.11B 17.11% 1
3 Wells Fargo Bank, National Association $20.89B 15.47% 72
4 Bank of America, National Association $15.84B 11.73% 57
5 U.S. Bank National Association $11.58B 8.58% 68
6 Western Alliance Bank $8.92B 6.61% 6
7 Zions Bancorporation, N.A. $4.57B 3.38% 21
8 Enterprise Bank & Trust $4.29B 3.18% 2
9 Citibank, National Association $2.76B 2.04% 16
10 Banc of California $1.64B 1.22% 13
11 PNC Bank, National Association $1.46B 1.08% 6
12 BMO Bank National Association $1.30B 0.96% 4
13 CalPrivate Bank $1.20B 0.89% 3
14 City National Bank $1.20B 0.89% 4
15 First-Citizens Bank & Trust Company $1.01B 0.75% 7
16 Banner Bank $883.2M 0.65% 8
17 Columbia Bank $843.7M 0.62% 7
18 Fifth Third Bank, National Association $744.2M 0.55% 12
19 Endeavor Bank $725.1M 0.54% 2
20 C3bank, National Association $708.4M 0.52% 2
21 East West Bank $708.4M 0.52% 1
22 California Bank of Commerce, National Association $631.2M 0.47% 4
23 Cathay Bank $267.4M 0.20% 1
24 Balboa Thrift and Loan Association $196.6M 0.15% 1
25 Mechanics Bank $196.0M 0.15% 5
26 Home Bank of California $192.2M 0.14% 1
27 State Bank of India (California) $185.6M 0.14% 1
28 Neighborhood National Bank $177.7M 0.13% 2
29 First Bank $171.1M 0.13% 3
30 Poppy Bank $168.2M 0.12% 5
31 Hanmi Bank $163.4M 0.12% 1
32 Citizens Business Bank, National Association $147.2M 0.11% 2
33 The Northern Trust Company $146.8M 0.11% 1
34 Sunflower Bank, National Association $137.1M 0.10% 2
35 Bank of Hope $111.8M 0.08% 1
36 Shinhan Bank America $103.2M 0.08% 1
37 Citizens Bank, National Association $100.0M 0.07% 1
38 First Pacific Bank $98.2M 0.07% 1
39 MidFirst Bank $81.6M 0.06% 1
40 Monet Bank $46.1M 0.03% 1
41 Hatch Bank $41.3M 0.03% 1
42 Beach Cities Commercial Bank $27.9M 0.02% 1

About this data

The FDIC Summary of Deposits is an annual survey of branch office deposits filed by every FDIC-insured institution as of June 30 each year. It is the authoritative source for local deposit market share and is the dataset regulators use when assessing competitive effects of bank mergers. Because it is annual, it reflects a point in time rather than current balances. Vault republishes it without modification, free to access and free to cite. Available to AI agents at vaultbot.ai/mcp.