There are 5 FDIC-insured banks headquartered in Rhode Island, holding $245.82B in combined assets and $199.26B in deposits, alongside 14 NCUA-insured credit unions. Every figure below comes from the most recent quarterly call report each institution filed with its regulator. Banks are ranked by total assets, which is the standard measure of institution size and the basis regulators use for peer grouping and for determining which capital rules apply.
Ranked by total assets. Branch counts are domestic offices. Click any institution for eight quarters of financial history, peer benchmarking against similarly sized banks, deposit market share by county, and leadership contacts.
| # | Bank | City | Assets | Deposits | Branches |
|---|---|---|---|---|---|
| 1 | Citizens Bank, National Association | Providence | $232.52B | $188.73B | 977 |
| 2 | The Washington Trust Company, of Westerly | Westerly | $6.55B | $5.36B | 30 |
| 3 | Centreville Bank | West Warwick | $3.15B | $2.30B | 22 |
| 4 | BankNewport | Middletown | $3.07B | $2.45B | 20 |
| 5 | Shoreham Bank | Warwick | $534.8M | $420.5M | 4 |
NCUA-insured credit unions headquartered in Rhode Island, ranked by total assets, with member counts from 5300 call report filings.
| # | Credit union | City | Assets | Members |
|---|---|---|---|---|
| 1 | NAVIGANT | Smithfield | $4.09B | 166,946 |
| 2 | COASTAL1 | Pawtucket | $3.42B | 145,616 |
| 3 | GREENWOOD | Warwick | $907.8M | 59,087 |
| 4 | THE PEOPLES | Middletown | $807.9M | 41,380 |
| 5 | WESTERLY COMMUNITY | Wakefield | $506.6M | 21,604 |
| 6 | RHODE ISLAND | Warwick | $418.5M | 27,680 |
| 7 | OCEAN STATE | COVENTRY | $341.8M | 21,971 |
| 8 | WAVE | WARWICK | $149.2M | 6,849 |
| 9 | CRANSTON MUNICIPAL EMPLOYEES | CRANSTON | $79.5M | 3,120 |
| 10 | BLACKSTONE RIVER | Woonsocket | $73.2M | 4,297 |
| 11 | COMMUNITY & TEACHERS | East Providence | $30.7M | 1,584 |
| 12 | CUMBERLAND MUNICIPAL EMPLOYEES | Cumberland | $8.5M | 808 |
| 13 | PAWTUCKET MUNICIPAL EMPLOYEES | PAWTUCKET | $5.9M | 1,375 |
| 14 | NATCO EMPLOYEES | WEST WARWICK | $202,529 | 29 |
Deposit market share is measured at the county level from the FDIC Summary of Deposits, an annual branch-level filing as of each June 30. County data shows which institutions actually hold balances in a given market and how concentrated that market is — a question state-level totals cannot answer, because a bank can be small statewide and dominant in its home county.
Vault republishes public FDIC and NCUA filings without modification. Bank figures come from quarterly call reports; credit union figures from NCUA 5300 filings; branch and deposit market share from the FDIC Summary of Deposits. Data is free to access and free to cite, with no login or paywall. The same data is available to AI agents through a public Model Context Protocol server at vaultbot.ai/mcp.