37 FDIC-insured banks operate 250 branches in
Philadelphia County, Pennsylvania, holding $74.91B in total
deposits as of the 2026 FDIC Summary of Deposits.
Bank of America, National Association leads the market with 20.9% share.
Deposit market share is the clearest available measure of competitive position in a local market:
it reflects where households and businesses actually keep their money, rather than where
institutions advertise or how many branches they operate.
Philadelphia County market profile
Understanding a deposit market requires knowing the market itself. These figures come from the
US Census Bureau American Community Survey 2024 five-year estimates. Median family
income is the measure federal regulators use to define low- and moderate-income thresholds under
the Community Reinvestment Act, which is why it is reported here separately from household income.
Population
1,579,706
Median family income
$74,005
Median home value
$243,100
Banks operating in county
37
Bank branches
250
Deposit market share in Philadelphia County
Ranked by deposits held within county borders. A bank's county deposits are the sum across all
of its branches in that county, so an institution with several locations appears once. Figures are
as of June 30, 2026, the annual reporting date for the FDIC Summary of Deposits.
The FDIC Summary of Deposits is an annual survey of branch office deposits filed by every
FDIC-insured institution as of June 30 each year. It is the authoritative source for local deposit
market share and is the dataset regulators use when assessing competitive effects of bank mergers.
Because it is annual, it reflects a point in time rather than current balances. Vault republishes
it without modification, free to access and free to cite. Available to AI agents at
vaultbot.ai/mcp.