BANK & CREDIT UNION INTELLIGENCE

Banks in Orange County, CA

73 FDIC-insured banks operate 535 branches in Orange County, California, holding $157.83B in total deposits as of the 2026 FDIC Summary of Deposits. JPMorgan Chase Bank, National Association leads the market with 19.5% share. Deposit market share is the clearest available measure of competitive position in a local market: it reflects where households and businesses actually keep their money, rather than where institutions advertise or how many branches they operate.

Orange County market profile

Understanding a deposit market requires knowing the market itself. These figures come from the US Census Bureau American Community Survey 2024 five-year estimates. Median family income is the measure federal regulators use to define low- and moderate-income thresholds under the Community Reinvestment Act, which is why it is reported here separately from household income.

Population3,165,820
Median family income$132,827
Median home value$962,600
Banks operating in county73
Bank branches535

Deposit market share in Orange County

Ranked by deposits held within county borders. A bank's county deposits are the sum across all of its branches in that county, so an institution with several locations appears once. Figures are as of June 30, 2026, the annual reporting date for the FDIC Summary of Deposits.

RankBankDepositsShareBranches
1 JPMorgan Chase Bank, National Association $30.78B 19.50% 89
2 Wells Fargo Bank, National Association $28.96B 18.35% 73
3 Bank of America, National Association $25.99B 16.46% 74
4 U.S. Bank National Association $9.64B 6.11% 67
5 Citibank, National Association $8.26B 5.23% 27
6 First American Trust, FSB $7.27B 4.61% 1
7 Farmers and Merchants Bank of Long Beach $4.86B 3.08% 15
8 East West Bank $2.69B 1.70% 5
9 Zions Bancorporation, N.A. $2.62B 1.66% 9
10 Sunwest Bank $2.59B 1.64% 3
11 Cathay Bank $2.52B 1.60% 6
12 BMO Bank National Association $2.34B 1.48% 18
13 Commercial Bank of California $2.27B 1.44% 3
14 City National Bank $2.15B 1.36% 5
15 Columbia Bank $2.14B 1.36% 10
16 Citizens Business Bank, National Association $1.70B 1.08% 11
17 Mechanics Bank $1.58B 1.00% 2
18 Sunflower Bank, National Association $1.56B 0.99% 4
19 Fifth Third Bank, National Association $1.49B 0.94% 9
20 Banc of California $1.31B 0.83% 12
21 First-Citizens Bank & Trust Company $1.18B 0.75% 6
22 Commerce West Bank $1.06B 0.67% 1
23 Bank of Hope $1.02B 0.65% 5
24 Hanmi Bank $945.0M 0.60% 3
25 First Bank $693.4M 0.44% 8
26 Nano Banc $685.8M 0.43% 1
27 US Metro Bank $619.9M 0.39% 3
28 SMBC MANUBANK $593.2M 0.38% 2
29 HSBC Bank USA, National Association $584.8M 0.37% 1
30 CTBC Bank Corp. (USA) $565.7M 0.36% 2
31 CalPrivate Bank $551.2M 0.35% 1
32 PCB Bank $483.5M 0.31% 4
33 Partners Bank of California $388.2M 0.25% 1
34 The Northern Trust Company $336.1M 0.21% 1
35 Infinity Bank $310.5M 0.20% 1
36 Open Bank $308.0M 0.20% 2
37 MidFirst Bank $294.6M 0.19% 1
38 Poppy Bank $293.6M 0.19% 4
39 Commonwealth Business Bank $293.5M 0.19% 2
40 Flagstar Bank, National Association $272.1M 0.17% 1
41 California Bank of Commerce, National Association $257.6M 0.16% 2
42 EverBank, National Association $244.7M 0.16% 2
43 Woori America Bank $235.7M 0.15% 3
44 Bank Irvine $234.7M 0.15% 1
45 Preferred Bank $204.5M 0.13% 2
46 Genesis Bank $186.4M 0.12% 1
47 Enterprise Bank & Trust $184.6M 0.12% 2
48 Shinhan Bank America $177.2M 0.11% 2
49 Liberty Bank, National Association $177.0M 0.11% 1
50 United Business Bank $171.8M 0.11% 3
51 Golden Bank, National Association $168.8M 0.11% 1
52 First General Bank $144.2M 0.09% 1
53 TIB National Association $140.0M 0.09% 1
54 Royal Business Bank $113.5M 0.07% 1
55 Beach Cities Commercial Bank $111.7M 0.07% 1
56 California Business Bank $108.4M 0.07% 1
57 California International Bank, N.A. $105.9M 0.07% 1
58 EverTrust Bank $88.6M 0.06% 1
59 Southwestern National Bank $86.3M 0.05% 1
60 Citizens Bank, National Association $79.7M 0.05% 1

Showing the top 60 of 73 institutions.

About this data

The FDIC Summary of Deposits is an annual survey of branch office deposits filed by every FDIC-insured institution as of June 30 each year. It is the authoritative source for local deposit market share and is the dataset regulators use when assessing competitive effects of bank mergers. Because it is annual, it reflects a point in time rather than current balances. Vault republishes it without modification, free to access and free to cite. Available to AI agents at vaultbot.ai/mcp.