There are 60 FDIC-insured banks headquartered in North Dakota, holding $65.55B in combined assets and $55.33B in deposits, alongside 29 NCUA-insured credit unions. Every figure below comes from the most recent quarterly call report each institution filed with its regulator. Banks are ranked by total assets, which is the standard measure of institution size and the basis regulators use for peer grouping and for determining which capital rules apply.
Ranked by total assets. Branch counts are domestic offices. Click any institution for eight quarters of financial history, peer benchmarking against similarly sized banks, deposit market share by county, and leadership contacts.
| # | Bank | City | Assets | Deposits | Branches |
|---|---|---|---|---|---|
| 1 | Bell Bank | Fargo | $15.18B | $12.36B | 33 |
| 2 | Choice Financial Group | Fargo | $6.38B | $5.13B | 18 |
| 3 | First International Bank & Trust | Watford City | $6.18B | $5.46B | 28 |
| 4 | Alerus Financial, National Association | Grand Forks | $5.28B | $4.24B | 27 |
| 5 | Gate City Bank | Fargo | $4.04B | $3.61B | 46 |
| 6 | Bravera Bank | Dickinson | $3.81B | $3.34B | 35 |
| 7 | Western State Bank | Devils Lake | $2.49B | $2.11B | 10 |
| 8 | First Western Bank & Trust | Minot | $2.39B | $1.96B | 20 |
| 9 | Starion Bank | Bismarck | $2.10B | $1.82B | 16 |
| 10 | Cornerstone Bank | Fargo | $1.85B | $1.65B | 13 |
| 11 | Dakota Community Bank & Trust, National Association | Hebron | $1.39B | $1.24B | 13 |
| 12 | Bank Forward | Fargo | $1.13B | $935.4M | 12 |
| 13 | Border Bank | Fargo | $1.06B | $922.6M | 11 |
| 14 | First United Bank | Park River | $810.8M | $702.1M | 19 |
| 15 | American Federal Bank | Fargo | $795.8M | $615.6M | 13 |
| 16 | United Valley Bank | Cavalier | $751.6M | $628.5M | 9 |
| 17 | BankNorth | Arthur | $694.1M | $549.6M | 11 |
| 18 | American State Bank & Trust Company of Williston | Williston | $643.5M | $569.1M | 2 |
| 19 | Unison Bank | Jamestown | $596.9M | $499.1M | 4 |
| 20 | KodaBank | Drayton | $559.8M | $483.0M | 12 |
| 21 | First State Bank & Trust | Williston | $542.6M | $466.0M | 4 |
| 22 | First State Bank | Buxton | $424.2M | $371.9M | 5 |
| 23 | Dakota Heritage Bank | Hunter | $416.8M | $366.8M | 11 |
| 24 | Dakota Western Bank | Bowman | $416.2M | $361.6M | 5 |
| 25 | The Bank of Tioga | Tioga | $412.1M | $396.6M | 2 |
| 26 | Kirkwood Bank & Trust Co. | Bismarck | $351.3M | $312.6M | 4 |
| 27 | TruCommunity Bank | Garrison | $338.2M | $282.3M | 4 |
| 28 | Stock Growers Bank | Forman | $332.9M | $299.9M | 6 |
| 29 | The Union Bank | Beulah | $312.2M | $266.2M | 6 |
| 30 | Security First Bank of North Dakota | New Salem | $293.2M | $246.8M | 5 |
| 31 | Union State Bank of Hazen | Hazen | $257.4M | $226.7M | 4 |
| 32 | Merchants Bank | Rugby | $254.3M | $223.4M | 6 |
| 33 | Peoples State Bank of Velva | Velva | $210.0M | $184.4M | 2 |
| 34 | State Bank & Trust of Kenmare | Kenmare | $201.1M | $182.8M | 3 |
| 35 | Horizon Financial Bank | Munich | $201.0M | $178.5M | 5 |
| 36 | First National Bank and Trust Co. of Bottineau | Bottineau | $175.9M | $151.0M | 1 |
| 37 | The Goose River Bank | Mayville | $173.4M | $147.3M | 3 |
| 38 | Liberty State Bank | Powers Lake | $159.0M | $142.2M | 1 |
| 39 | Farmers and Merchants State Bank | Langdon | $143.1M | $105.6M | 1 |
| 40 | Commercial Bank of Mott | Mott | $140.0M | $116.1M | 1 |
| 41 | Lincoln State Bank | Hankinson | $125.1M | $111.9M | 3 |
| 42 | First State Bank of Golva | Golva | $123.5M | $110.1M | 3 |
| 43 | Farmers & Merchants Bank of North Dakota | Tolna | $119.8M | $106.9M | 3 |
| 44 | McIntosh County Bank | Ashley | $118.7M | $105.9M | 2 |
| 45 | State Bank of Bottineau | Bottineau | $117.2M | $98.4M | 1 |
| 46 | Turtle Mountain State Bank | Belcourt | $114.1M | $99.8M | 1 |
| 47 | Strasburg State Bank | Strasburg | $104.2M | $93.4M | 1 |
| 48 | First State Bank of Harvey | Harvey | $94.6M | $84.6M | 2 |
| 49 | The Citizens State Bank at Mohall | Mohall | $80.2M | $69.9M | 3 |
| 50 | Bank of Hazelton | Hazelton | $75.8M | $68.0M | 1 |
| 51 | Heartland State Bank | Edgeley | $75.6M | $68.3M | 2 |
| 52 | First Security Bank - West | Beulah | $75.2M | $66.5M | 2 |
| 53 | Citizens State Bank of Lankin | Lankin | $72.1M | $61.4M | 4 |
| 54 | Peoples State Bank | Westhope | $69.9M | $60.7M | 2 |
| 55 | State Bank of Lakota | Lakota | $64.2M | $57.6M | 1 |
| 56 | Aspire Bank | Fargo | $60.9M | $48.8M | 2 |
| 57 | Rolette State Bank | Rolette | $51.5M | $46.0M | 1 |
| 58 | Grant County State Bank | Carson | $46.7M | $40.1M | 2 |
| 59 | Kindred State Bank | Kindred | $43.3M | $39.4M | 1 |
| 60 | Peoples State Bank, Fairmount, N. D. | Fairmount | $38.5M | $35.6M | 2 |
NCUA-insured credit unions headquartered in North Dakota, ranked by total assets, with member counts from 5300 call report filings.
| # | Credit union | City | Assets | Members |
|---|---|---|---|---|
| 1 | FIRST COMMUNITY | Jamestown | $1.45B | 46,751 |
| 2 | CAPITAL | Bismarck | $889.6M | 32,626 |
| 3 | TOWN AND COUNTRY | MINOT | $759.0M | 26,461 |
| 4 | WESTERN COOPERATIVE | Williston | $501.1M | 18,169 |
| 5 | NORTH STAR COMMUNITY | Maddock | $467.6M | 22,098 |
| 6 | DAKOTA WEST | WATFORD CITY | $336.1M | 7,199 |
| 7 | HOMETOWN | KULM | $212.9M | 3,350 |
| 8 | RAILWAY | MANDAN | $199.4M | 8,449 |
| 9 | ASPIRE COMMUNITY | MINOT | $179.7M | 6,329 |
| 10 | COMMUNITY | NEW ROCKFORD | $173.4M | 4,092 |
| 11 | UNITED SAVINGS | FARGO | $122.4M | 7,167 |
| 12 | VUE COMMUNITY | BISMARCK | $103.7M | 3,683 |
| 13 | DAKOTA PLAINS | Edgeley | $97.9M | 4,241 |
| 14 | AFFINITY FIRST | Minot | $69.9M | 2,573 |
| 15 | FARGO PUBLIC SCHOOLS | Fargo | $57.4M | 2,348 |
| 16 | UNIVERSITY | Grand Forks | $45.0M | 3,632 |
| 17 | LAMOURE | LAMOURE | $39.9M | 1,119 |
| 18 | RIVERFORK | GRAND FORKS | $31.6M | 2,145 |
| 19 | POSTAL FAMILY | FARGO | $29.5M | 2,273 |
| 20 | AREA COMMUNITY | GRAND FORKS | $27.1M | 1,904 |
| 21 | NORTHERN VALLEY | Grand Forks | $20.4M | 1,445 |
| 22 | MED PARK | Grand Forks | $18.0M | 1,515 |
| 23 | MINOT AREA SCHOOLS | MINOT | $14.4M | 1,176 |
| 24 | FARGO VA | FARGO | $13.8M | 1,491 |
| 25 | CCE | Fargo | $13.8M | 1,318 |
| 26 | TEL-U-WATT | MINOT | $5.5M | 345 |
| 27 | LISBON FARMERS UNION | LISBON | $4.4M | 240 |
| 28 | F.F.E. | FARGO | $3.5M | 443 |
| 29 | NORTHERN STS PWR COMPANY EMP | Grand Forks | $1.5M | 121 |
Deposit market share is measured at the county level from the FDIC Summary of Deposits, an annual branch-level filing as of each June 30. County data shows which institutions actually hold balances in a given market and how concentrated that market is — a question state-level totals cannot answer, because a bank can be small statewide and dominant in its home county.
Vault republishes public FDIC and NCUA filings without modification. Bank figures come from quarterly call reports; credit union figures from NCUA 5300 filings; branch and deposit market share from the FDIC Summary of Deposits. Data is free to access and free to cite, with no login or paywall. The same data is available to AI agents through a public Model Context Protocol server at vaultbot.ai/mcp.