BANK & CREDIT UNION INTELLIGENCE

Banks in Middlesex County, NJ

41 FDIC-insured banks operate 215 branches in Middlesex County, New Jersey, holding $56.07B in total deposits as of the 2026 FDIC Summary of Deposits. PNC Bank, National Association leads the market with 31.0% share. Deposit market share is the clearest available measure of competitive position in a local market: it reflects where households and businesses actually keep their money, rather than where institutions advertise or how many branches they operate.

Middlesex County market profile

Understanding a deposit market requires knowing the market itself. These figures come from the US Census Bureau American Community Survey 2024 five-year estimates. Median family income is the measure federal regulators use to define low- and moderate-income thresholds under the Community Reinvestment Act, which is why it is reported here separately from household income.

Population871,290
Median family income$132,880
Median home value$462,900
Banks operating in county41
Bank branches215

Deposit market share in Middlesex County

Ranked by deposits held within county borders. A bank's county deposits are the sum across all of its branches in that county, so an institution with several locations appears once. Figures are as of June 30, 2026, the annual reporting date for the FDIC Summary of Deposits.

RankBankDepositsShareBranches
1 PNC Bank, National Association $17.40B 31.04% 15
2 Bank of America, National Association $5.38B 9.60% 17
3 Provident Bank $4.47B 7.97% 23
4 Wells Fargo Bank, National Association $4.23B 7.54% 19
5 JPMorgan Chase Bank, National Association $4.14B 7.39% 16
6 TD Bank, National Association $3.87B 6.90% 12
7 Capital One, National Association $2.55B 4.56% 2
8 Amboy Bank $2.32B 4.15% 13
9 Bessemer Trust Company $2.21B 3.93% 1
10 Santander Bank, N.A. $1.65B 2.94% 13
11 Columbia Bank $1.06B 1.89% 9
12 Citizens Bank, National Association $901.2M 1.61% 12
13 Magyar Bank $756.9M 1.35% 5
14 Valley National Bank $688.3M 1.23% 7
15 Northfield Bank $631.7M 1.13% 4
16 Flagstar Bank, National Association $469.2M 0.84% 6
17 BCB Community Bank $434.8M 0.78% 4
18 Unity Bank $353.2M 0.63% 4
19 Manasquan Bank $335.4M 0.60% 1
20 United Roosevelt Savings Bank $303.5M 0.54% 2
21 Kearny Bank $224.0M 0.40% 2
22 Cathay Bank $223.3M 0.40% 1
23 Habib American Bank $195.5M 0.35% 1
24 Fulton Bank, National Association $144.7M 0.26% 2
25 Mid Penn Bank $139.0M 0.25% 2
26 Manufacturers and Traders Trust Company $139.0M 0.25% 3
27 First Bank $135.7M 0.24% 1
28 CTBC Bank Corp. (USA) $113.3M 0.20% 1
29 The Bank of Princeton $98.3M 0.18% 4
30 New Millennium Bank $95.2M 0.17% 1
31 Somerset Regal Bank $66.2M 0.12% 1
32 Peoples Security Bank and Trust Company $62.0M 0.11% 1
33 Spencer Savings Bank, SLA $58.5M 0.10% 1
34 OceanFirst Bank, National Association $58.2M 0.10% 2
35 Royal Business Bank $57.7M 0.10% 1
36 Popular Bank $56.2M 0.10% 1
37 Blue Foundry Bank $18.1M 0.03% 1
38 Abacus Federal Savings Bank $15.0M 0.03% 1
39 Crown Bank $8.6M 0.02% 1
40 Apple Bank $4.7M 0.01% 1
41 Wilmington Trust, National Association — 0.00% 1

About this data

The FDIC Summary of Deposits is an annual survey of branch office deposits filed by every FDIC-insured institution as of June 30 each year. It is the authoritative source for local deposit market share and is the dataset regulators use when assessing competitive effects of bank mergers. Because it is annual, it reflects a point in time rather than current balances. Vault republishes it without modification, free to access and free to cite. Available to AI agents at vaultbot.ai/mcp.