There are 72 FDIC-insured banks headquartered in Michigan, holding $72.49B in combined assets and $58.03B in deposits, alongside 171 NCUA-insured credit unions. Every figure below comes from the most recent quarterly call report each institution filed with its regulator. Banks are ranked by total assets, which is the standard measure of institution size and the basis regulators use for peer grouping and for determining which capital rules apply.
Ranked by total assets. Branch counts are domestic offices. Click any institution for eight quarters of financial history, peer benchmarking against similarly sized banks, deposit market share by county, and leadership contacts.
| # | Bank | City | Assets | Deposits | Branches |
|---|---|---|---|---|---|
| 1 | Northpointe Bank | Grand Rapids | $7.53B | $5.25B | 1 |
| 2 | First National Bank of America | East Lansing | $6.82B | $3.88B | 3 |
| 3 | Mercantile Bank | Grand Rapids | $6.24B | $4.93B | 41 |
| 4 | Independent Bank | Grand Rapids | $5.66B | $4.93B | 59 |
| 5 | ChoiceOne Bank | Sparta | $4.45B | $3.61B | 50 |
| 6 | Macatawa Bank, National Association | Holland | $3.69B | $3.07B | 28 |
| 7 | Bank of Ann Arbor | Ann Arbor | $3.50B | $2.84B | 18 |
| 8 | Isabella Bank | Mount Pleasant | $2.17B | $1.85B | 31 |
| 9 | Southern Michigan Bank & Trust | Coldwater | $1.68B | $1.40B | 21 |
| 10 | The Dart Bank | Mason | $1.47B | $1.27B | 4 |
| 11 | County National Bank | Hillsdale | $1.36B | $1.11B | 15 |
| 12 | First State Bank | Eastpointe | $1.35B | $1.21B | 11 |
| 13 | University Bank | Ann Arbor | $1.24B | $1.06B | 2 |
| 14 | West Michigan Community Bank | Hudsonville | $1.21B | $1.07B | 8 |
| 15 | Northstar Bank | Bad Axe | $1.16B | $973.6M | 11 |
| 16 | United Bank of Michigan | Grand Rapids | $1.06B | $892.7M | 13 |
| 17 | Superior National Bank | Hancock | $1.04B | $881.5M | 10 |
| 18 | Sturgis Bank & Trust Company | Sturgis | $1.03B | $893.0M | 17 |
| 19 | First National Bank of Michigan | Kalamazoo | $988.9M | $807.2M | 7 |
| 20 | Oxford Bank | Oxford | $930.5M | $782.6M | 9 |
| 21 | First Independence Bank | Detroit | $875.3M | $703.4M | 5 |
| 22 | West Shore Bank | Ludington | $833.6M | $720.2M | 9 |
| 23 | Thumb Bank and Trust | Pigeon | $673.3M | $595.8M | 13 |
| 24 | Tri-County Bank | Brown City | $638.6M | $545.6M | 12 |
| 25 | First Bank, Upper Michigan | Gladstone | $629.5M | $528.3M | 9 |
| 26 | Range Bank | Marquette | $604.1M | $521.5M | 9 |
| 27 | Highpoint Community Bank | Hastings | $592.4M | $540.0M | 7 |
| 28 | Citizens State Bank | Royal Oak | $581.0M | $530.5M | 3 |
| 29 | Eastern Michigan Bank | Croswell | $553.6M | $453.7M | 13 |
| 30 | Commercial Bank | Ithaca | $552.7M | $475.2M | 11 |
| 31 | Eaton Community Bank | Charlotte | $543.5M | $459.0M | 7 |
| 32 | Central Savings Bank | Sault Sainte Marie | $516.8M | $447.4M | 9 |
| 33 | Grand River Bank | Grandville | $507.3M | $446.1M | 2 |
| 34 | Century Bank and Trust | Coldwater | $494.0M | $419.0M | 11 |
| 35 | 1st State Bank | Saginaw | $490.1M | $428.8M | 5 |
| 36 | Citizens National Bank of Cheboygan | Cheboygan | $471.0M | $435.8M | 10 |
| 37 | Lake-Osceola State Bank | Baldwin | $469.4M | $403.4M | 13 |
| 38 | Honor Bank | Honor | $442.7M | $384.1M | 9 |
| 39 | State Savings Bank | Frankfort | $431.2M | $391.6M | 9 |
| 40 | Chelsea State Bank | Chelsea | $416.5M | $366.0M | 4 |
| 41 | First Community Bank | Harbor Springs | $413.6M | $358.3M | 10 |
| 42 | The Shelby State Bank | Shelby | $397.0M | $339.5M | 9 |
| 43 | Union Bank | Grand Rapids | $396.7M | $313.5M | 9 |
| 44 | First National Bank & Trust Co. | Iron Mountain | $386.4M | $337.6M | 7 |
| 45 | Upper Peninsula State Bank | Escanaba | $371.7M | $303.6M | 5 |
| 46 | The First National Bank of St. Ignace | St. Ignace | $335.8M | $316.3M | 7 |
| 47 | Huron Community Bank | East Tawas | $323.3M | $268.7M | 8 |
| 48 | Alden State Bank | Alden | $318.4M | $276.4M | 4 |
| 49 | Dearborn Federal Savings Bank | Dearborn | $306.6M | $198.2M | 5 |
| 50 | Huron Valley State Bank | Milford | $291.9M | $261.4M | 3 |
| 51 | Charlevoix State Bank | Charlevoix | $248.3M | $221.0M | 7 |
| 52 | Mi Bank | Bloomfield Township | $245.5M | $220.9M | 1 |
| 53 | Capitol National Bank | Lansing | $209.3M | $162.1M | 2 |
| 54 | Northern Interstate Bank, N. A. | Norway | $193.5M | $170.8M | 5 |
| 55 | Peoples State Bank of Munising | Munising | $190.4M | $142.0M | 5 |
| 56 | The State Savings Bank of Manistique | Manistique | $178.2M | $154.1M | 3 |
| 57 | Bank Michigan | Brooklyn | $176.0M | $144.9M | 3 |
| 58 | Baybank | Gladstone | $173.4M | $145.8M | 3 |
| 59 | Bay Port State Bank | Bay Port | $153.4M | $136.1M | 4 |
| 60 | Sidney State Bank | Sidney | $138.7M | $123.1M | 3 |
| 61 | The Miners State Bank | Iron River | $134.8M | $117.6M | 6 |
| 62 | G. W. Jones Exchange Bank | Marcellus | $122.8M | $110.9M | 4 |
| 63 | Kalamazoo County State Bank | Schoolcraft | $118.4M | $105.3M | 3 |
| 64 | Blissfield State Bank | Blissfield | $114.6M | $104.5M | 1 |
| 65 | Community Unity Bank | Birmingham | $107.1M | $85.8M | 1 |
| 66 | Huron State Bank | Rogers City | $95.1M | $82.4M | 1 |
| 67 | Mayville State Bank | Mayville | $94.6M | $85.0M | 2 |
| 68 | First State Bank of Michigan | Decatur | $87.8M | $71.6M | 2 |
| 69 | Homestead Savings Bank | Albion | $71.6M | $64.6M | 3 |
| 70 | JPMorgan Chase Bank, Dearborn | Dearborn | $71.5M | $500,000 | 1 |
| 71 | The Port Austin State Bank | Port Austin | $67.8M | $54.6M | 1 |
| 72 | The First National Bank of Wakefield | Wakefield | $52.6M | $47.7M | 2 |
NCUA-insured credit unions headquartered in Michigan, ranked by total assets, with member counts from 5300 call report filings.
| # | Credit union | City | Assets | Members |
|---|---|---|---|---|
| 1 | LAKE MICHIGAN | Grand Rapids | $15.95B | 523,449 |
| 2 | MICHIGAN STATE UNIVERSITY | East Lansing | $8.38B | 396,646 |
| 3 | DFCU FINANCIAL | Dearborn | $7.77B | 242,390 |
| 4 | GENISYS | AUBURN HILLS | $6.21B | 295,577 |
| 5 | MICHIGAN SCHOOLS AND GOVERNMENT | Clinton Townshi | $4.28B | 161,135 |
| 6 | UNITED | St Joseph | $4.24B | 190,227 |
| 7 | ADVIA | Kalamazoo | $3.87B | 196,984 |
| 8 | LAKE TRUST | Brighton | $2.79B | 179,409 |
| 9 | CONSUMERS | Oshtemo | $2.69B | 152,257 |
| 10 | DOW | Midland | $2.55B | 83,732 |
| 11 | DORT FINANCIAL | GRAND BLANC | $2.31B | 119,583 |
| 12 | COMMUNITY CHOICE | Farmington Hill | $2.00B | 115,153 |
| 13 | ELGA | Grand Blanc | $1.81B | 109,016 |
| 14 | HONOR | BERRIEN SPRINGS | $1.81B | 105,536 |
| 15 | CREDIT UNION ONE | Ferndale | $1.76B | 108,498 |
| 16 | FINANCIAL PLUS | Flint | $1.59B | 80,502 |
| 17 | FRANKENMUTH | Frankenmuth | $1.52B | 76,954 |
| 18 | MICHIGAN FIRST | Lathrup Village | $1.48B | 163,183 |
| 19 | COMMUNITY FINANCIAL | PLYMOUTH | $1.47B | 83,834 |
| 20 | UNIVERSITY OF MICHIGAN | Ann Arbor | $1.41B | 122,134 |
| 21 | VIBE | Novi | $1.36B | 74,515 |
| 22 | WILDFIRE | Saginaw | $1.17B | 49,856 |
| 23 | LAFCU | LANSING | $1.14B | 73,484 |
| 24 | CHRISTIAN FINANCIAL | Sterling Height | $1.09B | 61,650 |
| 25 | MICHIGAN EDUCATIONAL | Plymouth | $1.09B | 47,814 |
| 26 | 4FRONT | Traverse City | $1.04B | 104,200 |
| 27 | KELLOGG COMMUNITY | BATTLE CREEK | $961.6M | 50,712 |
| 28 | TRUE COMMUNITY | Jackson | $932.7M | 81,647 |
| 29 | ALPENA-ALCONA AREA | Alpena | $930.8M | 49,171 |
| 30 | TLC COMMUNITY | Adrian | $919.9M | 56,926 |
| 31 | ARBOR FINANCIAL | KALAMAZOO | $914.2M | 47,036 |
| 32 | MEMBERS FIRST | Midland | $900.6M | 67,490 |
| 33 | ZEAL | Livonia | $878.2M | 64,934 |
| 34 | PFCU | Portland | $834.9M | 57,035 |
| 35 | TEAM ONE | SAGINAW | $765.3M | 47,319 |
| 36 | NORTHLAND AREA | Alpena | $710.7M | 46,276 |
| 37 | ALLIANCE CATHOLIC | Farmington Hill | $672.3M | 32,902 |
| 38 | AMERICAN 1 | JACKSON | $657.6M | 67,308 |
| 39 | SECURITY | GRAND BLANC | $638.0M | 53,733 |
| 40 | ADVENTURE | Grand Rapids | $629.0M | 38,379 |
| 41 | OMNI COMMUNITY | Battle Creek | $629.0M | 46,747 |
| 42 | EMBERS | Marquette | $583.6M | 32,332 |
| 43 | DIVERSIFIED MEMBERS | Detroit | $581.0M | 31,023 |
| 44 | SOVITA | Flint | $576.1M | 17,847 |
| 45 | PEOPLE DRIVEN | Southfield | $497.4M | 25,362 |
| 46 | JOLT | SAGINAW | $472.5M | 27,518 |
| 47 | CORNERSTONE COMMUNITY FINANCIAL | Auburn Hills | $467.2M | 25,607 |
| 48 | LOC | Farmington | $467.0M | 27,710 |
| 49 | PUBLIC SERVICE | Romulus | $452.2M | 32,005 |
| 50 | WMCU | Grand Rapids | $441.9M | 29,677 |
Deposit market share is measured at the county level from the FDIC Summary of Deposits, an annual branch-level filing as of each June 30. County data shows which institutions actually hold balances in a given market and how concentrated that market is — a question state-level totals cannot answer, because a bank can be small statewide and dominant in its home county.
Vault republishes public FDIC and NCUA filings without modification. Bank figures come from quarterly call reports; credit union figures from NCUA 5300 filings; branch and deposit market share from the FDIC Summary of Deposits. Data is free to access and free to cite, with no login or paywall. The same data is available to AI agents through a public Model Context Protocol server at vaultbot.ai/mcp.