BANK & CREDIT UNION INTELLIGENCE

Banks in Kane County, IL

30 FDIC-insured banks operate 113 branches in Kane County, Illinois, holding $15.47B in total deposits as of the 2026 FDIC Summary of Deposits. JPMorgan Chase Bank, National Association leads the market with 22.8% share. Deposit market share is the clearest available measure of competitive position in a local market: it reflects where households and businesses actually keep their money, rather than where institutions advertise or how many branches they operate.

Kane County market profile

Understanding a deposit market requires knowing the market itself. These figures come from the US Census Bureau American Community Survey 2024 five-year estimates. Median family income is the measure federal regulators use to define low- and moderate-income thresholds under the Community Reinvestment Act, which is why it is reported here separately from household income.

Population517,255
Median family income$119,856
Median home value$327,000
Banks operating in county30
Bank branches113

Deposit market share in Kane County

Ranked by deposits held within county borders. A bank's county deposits are the sum across all of its branches in that county, so an institution with several locations appears once. Figures are as of June 30, 2026, the annual reporting date for the FDIC Summary of Deposits.

RankBankDepositsShareBranches
1 JPMorgan Chase Bank, National Association $3.53B 22.84% 11
2 St. Charles Bank & Trust Company, National Association $2.36B 15.27% 7
3 Old Second National Bank $1.92B 12.43% 14
4 BMO Bank National Association $1.40B 9.03% 15
5 Fifth Third Bank, National Association $1.18B 7.64% 10
6 PNC Bank, National Association $641.2M 4.15% 8
7 First American Bank $589.0M 3.81% 6
8 Bank of America, National Association $576.2M 3.73% 4
9 U.S. Bank National Association $432.7M 2.80% 4
10 Associated Bank, National Association $401.2M 2.59% 5
11 Union National Bank and Trust Company of Elgin $376.9M 2.44% 1
12 American Eagle Bank $318.2M 2.06% 1
13 The Huntington National Bank $255.9M 1.65% 3
14 Citibank, National Association $214.0M 1.38% 1
15 Sterling Bank $164.9M 1.07% 1
16 First Secure Community Bank $156.4M 1.01% 2
17 First National Bank of Omaha $143.2M 0.93% 2
18 Old National Bank $135.5M 0.88% 2
19 First State Bank $129.3M 0.84% 4
20 The State Bank of Geneva $102.9M 0.67% 1
21 TBK BANK, SSB $100.0M 0.65% 1
22 Byline Bank $58.3M 0.38% 1
23 Heartland Bank and Trust Company $55.7M 0.36% 1
24 American Bank and Trust Company, National Association $42.5M 0.27% 1
25 Waterman Bank $41.2M 0.27% 1
26 Resource Bank, National Association $37.0M 0.24% 2
27 First Federal Savings Bank $33.8M 0.22% 1
28 Parkway Bank and Trust Company $31.0M 0.20% 1
29 First Mid Bank & Trust, National Association $21.2M 0.14% 1
30 Prairie Community Bank $14.4M 0.09% 1

About this data

The FDIC Summary of Deposits is an annual survey of branch office deposits filed by every FDIC-insured institution as of June 30 each year. It is the authoritative source for local deposit market share and is the dataset regulators use when assessing competitive effects of bank mergers. Because it is annual, it reflects a point in time rather than current balances. Vault republishes it without modification, free to access and free to cite. Available to AI agents at vaultbot.ai/mcp.