BANK & CREDIT UNION INTELLIGENCE

Banks in Jackson County, MO

43 FDIC-insured banks operate 170 branches in Jackson County, Missouri, holding $54.32B in total deposits as of the 2026 FDIC Summary of Deposits. UMB Bank, National Association leads the market with 58.4% share. Deposit market share is the clearest available measure of competitive position in a local market: it reflects where households and businesses actually keep their money, rather than where institutions advertise or how many branches they operate.

Jackson County market profile

Understanding a deposit market requires knowing the market itself. These figures come from the US Census Bureau American Community Survey 2024 five-year estimates. Median family income is the measure federal regulators use to define low- and moderate-income thresholds under the Community Reinvestment Act, which is why it is reported here separately from household income.

Population719,976
Median family income$90,585
Median home value$230,500
Banks operating in county43
Bank branches170

Deposit market share in Jackson County

Ranked by deposits held within county borders. A bank's county deposits are the sum across all of its branches in that county, so an institution with several locations appears once. Figures are as of June 30, 2026, the annual reporting date for the FDIC Summary of Deposits.

RankBankDepositsShareBranches
1 UMB Bank, National Association $31.70B 58.36% 13
2 Commerce Bank $6.44B 11.86% 16
3 Lead Bank $2.46B 4.54% 2
4 Bank of America, National Association $1.94B 3.57% 10
5 U.S. Bank National Association $1.76B 3.24% 14
6 The Central Trust Bank $966.3M 1.78% 14
7 North American Savings Bank, F.S.B. $908.6M 1.67% 3
8 First National Bank of Omaha $891.3M 1.64% 6
9 Busey Bank $772.5M 1.42% 1
10 Academy Bank, National Association $729.4M 1.34% 6
11 Blue Ridge Bank and Trust Co. $714.0M 1.31% 8
12 NBH Bank $659.0M 1.21% 5
13 nbkc bank $477.6M 0.88% 1
14 First Federal Bank of Kansas City $459.0M 0.85% 4
15 Security Bank of Kansas City $435.4M 0.80% 6
16 Arvest Bank $341.7M 0.63% 8
17 Central Bank of Kansas City $336.6M 0.62% 2
18 BMO Bank National Association $330.7M 0.61% 6
19 Simmons Bank $196.2M 0.36% 2
20 JPMorgan Chase Bank, National Association $192.8M 0.36% 10
21 Pinnacle Bank $178.1M 0.33% 1
22 Bank of Odessa $132.9M 0.24% 1
23 Equity Bank $118.0M 0.22% 3
24 PNC Bank, National Association $93.6M 0.17% 2
25 Hawthorn Bank $92.7M 0.17% 2
26 F & C Bank $87.0M 0.16% 1
27 Bison State Bank $85.8M 0.16% 1
28 The Bank of Grain Valley $85.3M 0.16% 2
29 Enterprise Bank & Trust $78.6M 0.14% 1
30 First-Citizens Bank & Trust Company $74.4M 0.14% 1
31 BOKF, National Association $70.9M 0.13% 3
32 Bank 21 $67.4M 0.12% 1
33 Great Southern Bank $66.1M 0.12% 2
34 State Bank of Missouri $64.3M 0.12% 2
35 Great American Bank $62.7M 0.12% 2
36 Sterling Bank $59.9M 0.11% 1
37 America's Community Bank $49.5M 0.09% 1
38 Southern Bank $42.2M 0.08% 1
39 Preferred Bank $31.1M 0.06% 1
40 Capitol Federal Savings Bank $25.8M 0.05% 1
41 Emprise Bank $20.6M 0.04% 1
42 Liberty Bank and Trust Company $12.7M 0.02% 1
43 State Street Bank and Trust Company — 0.00% 1

About this data

The FDIC Summary of Deposits is an annual survey of branch office deposits filed by every FDIC-insured institution as of June 30 each year. It is the authoritative source for local deposit market share and is the dataset regulators use when assessing competitive effects of bank mergers. Because it is annual, it reflects a point in time rather than current balances. Vault republishes it without modification, free to access and free to cite. Available to AI agents at vaultbot.ai/mcp.