BANK & CREDIT UNION INTELLIGENCE

Banks in Hamilton County, OH

32 FDIC-insured banks operate 233 branches in Hamilton County, Ohio, holding $153.95B in total deposits as of the 2026 FDIC Summary of Deposits. U.S. Bank National Association leads the market with 60.0% share. Deposit market share is the clearest available measure of competitive position in a local market: it reflects where households and businesses actually keep their money, rather than where institutions advertise or how many branches they operate.

Hamilton County market profile

Understanding a deposit market requires knowing the market itself. These figures come from the US Census Bureau American Community Survey 2024 five-year estimates. Median family income is the measure federal regulators use to define low- and moderate-income thresholds under the Community Reinvestment Act, which is why it is reported here separately from household income.

Population830,774
Median family income$99,806
Median home value$241,900
Banks operating in county32
Bank branches233

Deposit market share in Hamilton County

Ranked by deposits held within county borders. A bank's county deposits are the sum across all of its branches in that county, so an institution with several locations appears once. Figures are as of June 30, 2026, the annual reporting date for the FDIC Summary of Deposits.

RankBankDepositsShareBranches
1 U.S. Bank National Association $92.36B 59.99% 25
2 Fifth Third Bank, National Association $40.34B 26.20% 43
3 PNC Bank, National Association $6.67B 4.34% 25
4 First Financial Bank $3.80B 2.47% 20
5 The Huntington National Bank $2.62B 1.70% 14
6 JPMorgan Chase Bank, National Association $1.32B 0.86% 15
7 Union Savings Bank $1.18B 0.76% 9
8 KeyBank National Association $979.5M 0.64% 9
9 The North Side Bank and Trust Company $932.1M 0.61% 8
10 Stock Yards Bank & Trust Company $633.8M 0.41% 4
11 Guardian Savings Bank $480.2M 0.31% 5
12 First Commonwealth Bank $326.7M 0.21% 6
13 WesBanco Bank, Inc. $282.5M 0.18% 3
14 LCNB National Bank $254.4M 0.17% 7
15 Republic Bank & Trust Company $219.6M 0.14% 3
16 The Park National Bank $210.8M 0.14% 2
17 The Harrison Building and Loan Association $184.3M 0.12% 2
18 CFBank, National Association $165.7M 0.11% 2
19 The Cincinnatus Savings & Loan Co. $163.0M 0.11% 3
20 Bank of America, National Association $126.6M 0.08% 10
21 Miami Savings Bank $106.9M 0.07% 3
22 Forcht Bank, National Association $100.2M 0.07% 1
23 FCN Bank, National Association $87.7M 0.06% 1
24 Truist Bank $72.9M 0.05% 1
25 Warsaw Federal Savings and Loan Association $71.9M 0.05% 1
26 Spring Valley Bank $67.0M 0.04% 1
27 Valley Central Bank $62.6M 0.04% 1
28 Peoples Bank $50.1M 0.03% 3
29 Heritage Bank, Inc. $46.7M 0.03% 1
30 German American Bank $23.9M 0.02% 1
31 Woodforest National Bank $8.2M 0.01% 3
32 1st National Bank — 0.00% 1

About this data

The FDIC Summary of Deposits is an annual survey of branch office deposits filed by every FDIC-insured institution as of June 30 each year. It is the authoritative source for local deposit market share and is the dataset regulators use when assessing competitive effects of bank mergers. Because it is annual, it reflects a point in time rather than current balances. Vault republishes it without modification, free to access and free to cite. Available to AI agents at vaultbot.ai/mcp.