BANK & CREDIT UNION INTELLIGENCE

Banks in Davidson County, TN

35 FDIC-insured banks operate 210 branches in Davidson County, Tennessee, holding $66.14B in total deposits as of the 2026 FDIC Summary of Deposits. Bank of America, National Association leads the market with 26.7% share. Deposit market share is the clearest available measure of competitive position in a local market: it reflects where households and businesses actually keep their money, rather than where institutions advertise or how many branches they operate.

Davidson County market profile

Understanding a deposit market requires knowing the market itself. These figures come from the US Census Bureau American Community Survey 2024 five-year estimates. Median family income is the measure federal regulators use to define low- and moderate-income thresholds under the Community Reinvestment Act, which is why it is reported here separately from household income.

Population715,388
Median family income$99,460
Median home value$417,400
Banks operating in county35
Bank branches210

Deposit market share in Davidson County

Ranked by deposits held within county borders. A bank's county deposits are the sum across all of its branches in that county, so an institution with several locations appears once. Figures are as of June 30, 2026, the annual reporting date for the FDIC Summary of Deposits.

RankBankDepositsShareBranches
1 Bank of America, National Association $17.67B 26.72% 19
2 Pinnacle Bank $16.63B 25.14% 15
3 Regions Bank $6.17B 9.33% 33
4 Truist Bank $5.88B 8.90% 20
5 First Horizon Bank $2.76B 4.18% 15
6 FirstBank $2.59B 3.92% 5
7 U.S. Bank National Association $2.19B 3.31% 11
8 Fifth Third Bank, National Association $1.98B 2.99% 21
9 City National Bank $1.16B 1.75% 1
10 Truxton Trust Company $1.13B 1.70% 1
11 Wells Fargo Bank, National Association $1.11B 1.67% 10
12 InsBank $878.7M 1.33% 2
13 ServisFirst Bank $825.4M 1.25% 1
14 JPMorgan Chase Bank, National Association $677.4M 1.02% 14
15 Studio Bank $655.1M 0.99% 1
16 Simmons Bank $622.6M 0.94% 3
17 Renasant Bank $556.1M 0.84% 5
18 Old National Bank $545.8M 0.83% 2
19 Wilson Bank and Trust $502.5M 0.76% 4
20 Bank OZK $465.4M 0.70% 1
21 Lawrence Bank $252.6M 0.38% 4
22 PNC Bank, National Association $161.8M 0.24% 3
23 Citizens Savings Bank and Trust Company $156.5M 0.24% 1
24 Legends Bank $109.0M 0.16% 1
25 The First National Bank of Middle Tennessee $103.4M 0.16% 1
26 C3bank, National Association $73.8M 0.11% 1
27 United Community Bank $72.6M 0.11% 2
28 First-Citizens Bank & Trust Company $62.9M 0.10% 1
29 First Financial Bank, National Association $56.4M 0.09% 1
30 First Farmers and Merchants Bank $34.3M 0.05% 2
31 Republic Bank & Trust Company $26.7M 0.04% 1
32 Bank of Tennessee $24.5M 0.04% 1
33 FSNB, National Association $10.8M 0.02% 5
34 First Vision Bank of Tennessee $5.9M 0.01% 1
35 The Huntington National Bank $753,000 0.00% 1

About this data

The FDIC Summary of Deposits is an annual survey of branch office deposits filed by every FDIC-insured institution as of June 30 each year. It is the authoritative source for local deposit market share and is the dataset regulators use when assessing competitive effects of bank mergers. Because it is annual, it reflects a point in time rather than current balances. Vault republishes it without modification, free to access and free to cite. Available to AI agents at vaultbot.ai/mcp.