BANK & CREDIT UNION INTELLIGENCE

Banks in Bergen County, NJ

45 FDIC-insured banks operate 346 branches in Bergen County, New Jersey, holding $69.87B in total deposits as of the 2026 FDIC Summary of Deposits. TD Bank, National Association leads the market with 13.4% share. Deposit market share is the clearest available measure of competitive position in a local market: it reflects where households and businesses actually keep their money, rather than where institutions advertise or how many branches they operate.

Bergen County market profile

Understanding a deposit market requires knowing the market itself. These figures come from the US Census Bureau American Community Survey 2024 five-year estimates. Median family income is the measure federal regulators use to define low- and moderate-income thresholds under the Community Reinvestment Act, which is why it is reported here separately from household income.

Population962,316
Median family income$152,200
Median home value$623,000
Banks operating in county45
Bank branches346

Deposit market share in Bergen County

Ranked by deposits held within county borders. A bank's county deposits are the sum across all of its branches in that county, so an institution with several locations appears once. Figures are as of June 30, 2026, the annual reporting date for the FDIC Summary of Deposits.

RankBankDepositsShareBranches
1 TD Bank, National Association $9.34B 13.36% 33
2 JPMorgan Chase Bank, National Association $9.13B 13.06% 36
3 Bank of America, National Association $7.57B 10.83% 28
4 Cross River Bank $6.68B 9.57% 1
5 Valley National Bank $5.08B 7.27% 36
6 ConnectOne Bank $4.96B 7.11% 6
7 Columbia Bank $4.04B 5.78% 21
8 Wells Fargo Bank, National Association $3.07B 4.40% 18
9 Manufacturers and Traders Trust Company $2.93B 4.19% 19
10 PNC Bank, National Association $2.43B 3.48% 16
11 Provident Bank $1.90B 2.72% 14
12 Spencer Savings Bank, SLA $1.80B 2.58% 16
13 Citibank, National Association $1.52B 2.17% 5
14 Kearny Bank $1.09B 1.56% 9
15 Blue Foundry Bank $888.3M 1.27% 11
16 Woori America Bank $712.6M 1.02% 4
17 Freedom Bank $676.5M 0.97% 4
18 Capital One, National Association $612.0M 0.88% 4
19 Bank of Hope $601.4M 0.86% 3
20 Bogota Savings Bank $502.5M 0.72% 5
21 Citizens Bank, National Association $497.0M 0.71% 6
22 New Millennium Bank $419.4M 0.60% 4
23 BCB Community Bank $380.7M 0.54% 3
24 Santander Bank, N.A. $377.7M 0.54% 3
25 Ion Bank $372.2M 0.53% 10
26 Hana Bank USA, National Association $316.1M 0.45% 1
27 First Commerce Bank $294.1M 0.42% 3
28 NewBank $237.0M 0.34% 3
29 Shinhan Bank America $215.4M 0.31% 2
30 Unity Bank $209.0M 0.30% 2
31 Hanmi Bank $160.8M 0.23% 1
32 Ascendia Bank $160.3M 0.23% 2
33 PCB Bank $157.1M 0.22% 2
34 Alma Bank $86.3M 0.12% 2
35 Haven Savings Bank $81.6M 0.12% 1
36 Apple Bank $80.5M 0.12% 1
37 Commonwealth Business Bank $76.9M 0.11% 1
38 The Bank of Princeton $64.1M 0.09% 2
39 Metro City Bank $61.2M 0.09% 2
40 Five Rivers Bank $49.8M 0.07% 1
41 GSL Savings Bank $26.6M 0.04% 1
42 TrustCo Bank $14.5M 0.02% 1
43 Modern Bank, National Association — 0.00% 1
44 Atlantic Community Bankers Bank — 0.00% 1
45 Wilmington Trust, National Association — 0.00% 1

About this data

The FDIC Summary of Deposits is an annual survey of branch office deposits filed by every FDIC-insured institution as of June 30 each year. It is the authoritative source for local deposit market share and is the dataset regulators use when assessing competitive effects of bank mergers. Because it is annual, it reflects a point in time rather than current balances. Vault republishes it without modification, free to access and free to cite. Available to AI agents at vaultbot.ai/mcp.