BANK & CREDIT UNION INTELLIGENCE

Banks in Allen County, IN

24 FDIC-insured banks operate 85 branches in Allen County, Indiana, holding $9.81B in total deposits as of the 2026 FDIC Summary of Deposits. JPMorgan Chase Bank, National Association leads the market with 19.5% share. Deposit market share is the clearest available measure of competitive position in a local market: it reflects where households and businesses actually keep their money, rather than where institutions advertise or how many branches they operate.

Allen County market profile

Understanding a deposit market requires knowing the market itself. These figures come from the US Census Bureau American Community Survey 2024 five-year estimates. Median family income is the measure federal regulators use to define low- and moderate-income thresholds under the Community Reinvestment Act, which is why it is reported here separately from household income.

Population392,378
Median family income$88,274
Median home value$214,900
Banks operating in county24
Bank branches85

Deposit market share in Allen County

Ranked by deposits held within county borders. A bank's county deposits are the sum across all of its branches in that county, so an institution with several locations appears once. Figures are as of June 30, 2026, the annual reporting date for the FDIC Summary of Deposits.

RankBankDepositsShareBranches
1 JPMorgan Chase Bank, National Association $1.92B 19.53% 10
2 Lake City Bank $1.55B 15.79% 5
3 PNC Bank, National Association $827.3M 8.43% 7
4 Flagstar Bank, National Association $825.9M 8.42% 9
5 First Merchants Bank $778.8M 7.94% 7
6 STAR Financial Bank $723.9M 7.38% 7
7 WesBanco Bank, Inc. $609.2M 6.21% 2
8 Fifth Third Bank, National Association $597.1M 6.09% 5
9 1st Source Bank $478.5M 4.88% 8
10 Old National Bank $419.2M 4.27% 4
11 The Farmers & Merchants State Bank $215.5M 2.20% 3
12 GreenWay Bank $141.0M 1.44% 1
13 The Garrett State Bank $118.1M 1.20% 1
14 First Federal Savings Bank $114.2M 1.16% 3
15 Farmers and Merchants Bank $112.2M 1.14% 1
16 Union Savings Bank $98.3M 1.00% 1
17 Centier Bank $93.4M 0.95% 2
18 Community State Bank $48.7M 0.50% 1
19 The Hicksville Bank $38.3M 0.39% 1
20 The State Bank and Trust Company $37.3M 0.38% 1
21 Horizon Bank $34.9M 0.36% 2
22 The Antwerp Exchange Bank Company $20.4M 0.21% 1
23 Woodforest National Bank $6.4M 0.06% 2
24 The Bippus State Bank $5.1M 0.05% 1

About this data

The FDIC Summary of Deposits is an annual survey of branch office deposits filed by every FDIC-insured institution as of June 30 each year. It is the authoritative source for local deposit market share and is the dataset regulators use when assessing competitive effects of bank mergers. Because it is annual, it reflects a point in time rather than current balances. Vault republishes it without modification, free to access and free to cite. Available to AI agents at vaultbot.ai/mcp.