BANK & CREDIT UNION INTELLIGENCE

Banks in Alameda County, CA

37 FDIC-insured banks operate 233 branches in Alameda County, California, holding $69.06B in total deposits as of the 2026 FDIC Summary of Deposits. Wells Fargo Bank, National Association leads the market with 21.4% share. Deposit market share is the clearest available measure of competitive position in a local market: it reflects where households and businesses actually keep their money, rather than where institutions advertise or how many branches they operate.

Alameda County market profile

Understanding a deposit market requires knowing the market itself. These figures come from the US Census Bureau American Community Survey 2024 five-year estimates. Median family income is the measure federal regulators use to define low- and moderate-income thresholds under the Community Reinvestment Act, which is why it is reported here separately from household income.

Population1,649,473
Median family income$159,585
Median home value$1,090,100
Banks operating in county37
Bank branches233

Deposit market share in Alameda County

Ranked by deposits held within county borders. A bank's county deposits are the sum across all of its branches in that county, so an institution with several locations appears once. Figures are as of June 30, 2026, the annual reporting date for the FDIC Summary of Deposits.

RankBankDepositsShareBranches
1 Wells Fargo Bank, National Association $14.75B 21.36% 34
2 JPMorgan Chase Bank, National Association $14.30B 20.71% 37
3 Bank of America, National Association $12.42B 17.98% 28
4 Citibank, National Association $4.92B 7.12% 19
5 Fremont Bank $3.69B 5.35% 14
6 U.S. Bank National Association $2.88B 4.16% 18
7 East West Bank $2.57B 3.73% 5
8 BMO Bank National Association $2.07B 3.00% 20
9 Western Alliance Bank $2.06B 2.99% 1
10 PNC Bank, National Association $1.84B 2.67% 2
11 Cathay Bank $897.7M 1.30% 4
12 Beneficial State Bank $839.6M 1.22% 1
13 Fifth Third Bank, National Association $780.4M 1.13% 5
14 Mechanics Bank $681.2M 0.99% 4
15 Poppy Bank $448.5M 0.65% 3
16 United Business Bank $419.9M 0.61% 4
17 Citizens Business Bank, National Association $409.2M 0.59% 4
18 Bank of Marin $352.3M 0.51% 3
19 Zions Bancorporation, N.A. $318.4M 0.46% 3
20 HSBC Bank USA, National Association $296.5M 0.43% 1
21 Commercial Bank of California $293.7M 0.43% 1
22 EverBank, National Association $255.0M 0.37% 2
23 State Bank of India (California) $237.9M 0.34% 1
24 City National Bank $192.7M 0.28% 2
25 Gateway Bank, F.S.B. $170.6M 0.25% 1
26 Bank of the Orient $153.9M 0.22% 1
27 Hanmi Bank $142.7M 0.21% 1
28 Summit Bank $126.8M 0.18% 3
29 Metropolitan Bank $124.8M 0.18% 2
30 Industrial and Commercial Bank of China USA, National Association $97.2M 0.14% 1
31 California Pacific Bank $59.2M 0.09% 2
32 First Commercial Bank (USA) $52.3M 0.08% 1
33 Westamerica Bank $51.0M 0.07% 1
34 First Federal Savings and Loan Association of San Rafael $45.7M 0.07% 1
35 Farmers & Merchants Bank of Central California $44.9M 0.07% 1
36 Golden Bank, National Association $39.6M 0.06% 1
37 Sunflower Bank, National Association $18.3M 0.03% 1

About this data

The FDIC Summary of Deposits is an annual survey of branch office deposits filed by every FDIC-insured institution as of June 30 each year. It is the authoritative source for local deposit market share and is the dataset regulators use when assessing competitive effects of bank mergers. Because it is annual, it reflects a point in time rather than current balances. Vault republishes it without modification, free to access and free to cite. Available to AI agents at vaultbot.ai/mcp.